1104 Settlement Dr, Williamsburg, VA 23188 Property Records

Williamsburg City property record for 1104 Settlement Dr, Williamsburg, VA 23188

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2 bd · 2 ba · 1,231 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$125,000 (Oct 2003)
Tax Bill$1,705 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN372-(06)-05-1104

Property Details

APN / Parcel Number

Primary APN372-(06)-05-1104
Alternative APN
  • 3308.982.353

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,231 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1104 SETTLEMENT DR
CityWILLIAMSBURG
StateVA
Zip23188-2668
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeRM-2 (MULT
Legal DescriptionBRISTOL COMMONS CONDOS PH V UNIT 1104
Legal SubdivisionBRISTOL COMMONS (CONDO)
Legal Phase5
Legal Block05
Legal Unit1104
JurisdictionWILLIAMSBURG CITY VA
Township / Civil DivisionWILLIAMSBURG
Census Block Group1
Census Block1023
Census Tract370300

Owner

Source: Williamsburg City records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6319 CHISWICK PARK, WILLIAMSBURG, VA 23188-6369
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2003 · Amount on Record
Deed SaleOct 2, 2003 · Amount on Record
Deed Document Number2003300203
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionWILLIAMSBURG CITY VA
Recording DateSep 21, 2026
Property Address1104 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2668
Document Number0000003102
Instrument DateSep 17, 2026
Instrument20263102
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2668

Mortgage

Document Number0000003103,
DateSep 21, 2026
Instrument20263103
Lender
NameEMM LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,705.00 (+17.59%)$275,000 (+17.52%) Land $11,200 Building $263,800$275,000 (+17.52%) Land $11,200 Building $263,800
2023$1,450.00$234,000 Land $11,100 Building $222,900$234,000 Land $11,100 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1989)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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