1108 River St, Jacksonville, NC 28540 Property Records

Onslow County property record for 1108 River St, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,835 sqft · built 1956
Lot Size0.564 acres (24,559 sqft)
Owner2 Individual Names on Record
Last Sale$184,000 (Jul 2022)
Tax Bill$1,605 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN416-40

Property Details

APN / Parcel Number

Primary APN416-40
Alternative APNs
  • 487088000
  • 015542

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,223 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,559 sqft (0.564 acres)
Lot Dimensions307 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number487088000
Street Address1108 RIVER ST
CityJACKSONVILLE
StateNC
Zip28540-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-7
Legal DescriptionL30 BA NORTHWOODS
Legal SubdivisionNORTHWOODS MAP #10
Legal BlockA
Legal Lot Number30
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group1
Census Block1004
Census Tract1500

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1108 RIVER ST, JACKSONVILLE, NC 28540-5705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 21, 2018Warranty Deed, Transfer · VA Mortgage
ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Book / Page5792 / 530
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 8, 2022
Property Address1108 RIVER ST, JACKSONVILLE, NC 28540-5705
Document Number0057920530
Book / Page5792 / 530
Map ReferenceMB 5 PG 2
Instrument DateMay 13, 2022
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$368.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 RIVER ST, JACKSONVILLE, NC 28540-5705

Mortgage

Document Number0005792536
DateJul 8, 2022
Instrument5792-536
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateDec 21, 2018
Property Address1108 RIVER ST, JACKSONVILLE, NC 28540-5705
Document Number0048770875
Book / Page4877 / 875
Map ReferenceMB 5 PG 2
Instrument DateDec 20, 2018
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3120 SW 20TH ST, 3120, FORT LAUDERDALE, FL 33312-3728

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 RIVER ST, JACKSONVILLE, NC 28540-5705

Mortgage

Document Number0004877879
DateDec 21, 2018
Instrument4877/879
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalityJacksonville City
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,605.00 (+2.43%)$217,403 (+74.03%) Land $60,000 Building $157,403$217,403 (+74.03%) Land $60,000 Building $157,403
2023$1,567.00$124,921 Land $30,000 Building $94,921$124,921 Land $30,000 Building $94,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1996–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSONVILLE
serves 49,093 people · EPA ID NC0467010
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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