1104 River St, Jacksonville, NC 28540 Property Records

Onslow County property record for 1104 River St, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,075 sqft · built 1956
Lot Size0.424 acres (18,478 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jul 2024)
Tax Bill$1,563 (2026)
Deeds & MortgagesMar 2024 Sale
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN416-42

Property Details

APN / Parcel Number

Primary APN416-42
Alternative APNs
  • 490012133
  • 453212000
  • 023987

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,075 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,478 sqft (0.424 acres)
Lot Dimensions220 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number490012133
Street Address1104 RIVER ST
CityJACKSONVILLE
StateNC
Zip28540-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-7
Legal DescriptionL28 BA NORTHWOODS
Legal SubdivisionNORTHWOODS MAP #10
Legal BlockA
Legal Lot Number28
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group1
Census Block1004
Census Tract1500

Owner

1104 River St is owned and occupied by an individual who bought it in July 2024.

Source: Onslow County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1104 RIVER ST, JACKSONVILLE, NC 28540-5705
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Warranty Deed, Transfer
May 3, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 13, 2019Warranty Deed, Transfer · VA Mortgage
SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2024 · Amount on File
Deed SaleJul 9, 2024 · Amount on File
Prior SaleSep 13, 2019 · Amount on File
Deed Book / Page6180 / 281
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMar 27, 2024
Property Address1104 RIVER ST, JACKSONVILLE, NC 28540-5705
Document Number0061220691
Book / Page6122 / 691
Map ReferenceMB 5 PG 2
Instrument DateMar 19, 2024
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 MATZEN ST # STB106, STB106, SAINT HELENS, OR 97051-2875

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WINTER RD, JACKSONVILLE, NC 28540-3907
InvestorPossibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address1104 RIVER ST, JACKSONVILLE, NC 28540-5705
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054520002
DateMay 3, 2021
Book Page5452/2
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term341 Months
DueOct 1, 2049

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 13, 2019
Property Address1104 RIVER ST, JACKSONVILLE, NC 28540-5705
Document Number0050190884
Book / Page5019 / 884
Map ReferenceMB 5 PG 2
Instrument DateAug 12, 2019
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 RIVER ST, JACKSONVILLE, NC 28540-5705
InvestorPossibly a Property Investor

Mortgage

Document Number0005019888
DateSep 13, 2019
Instrument5019/888
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1104 River St was $1,563.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalityJacksonville City
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,563.00$219,887 Land $60,000 Building $159,887$219,887 Land $60,000 Building $159,887
2023$1,527.00$121,707 Land $30,000 Building $91,707$121,707 Land $30,000 Building $91,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1996–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSONVILLE
serves 49,093 people · EPA ID NC0467010
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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