Anne Arundel County property record for 1108 River Bay Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,262 sqft · built 1925 |
| Lot Size | 0.757 acres (32,974 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Dec 1982) |
| Tax Bill | $18,581 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-06710900 |
| Primary APN | 03-165-06710900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,262 sqft Living Area |
| Gross Area | 3,838 sqft |
| 1st Floor Area | 2,243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 32,974 sqft (0.757 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Deck Area | 60 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 16506710900 |
|---|---|
| Street Address | 1108 RIVER BAY RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | .85 ACRE CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 731003 |
1108 River Bay Rd is owned and occupied by two individuals who acquired it in June 2016.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 RIVER BAY RD, ANNAPOLIS, MD 21409-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 1982 · Amount on File |
| Deed Sale | Dec 15, 1982 · Amount on File |
| Deed Book / Page | 3542 / 468 |
| Last Transfer Date | Jun 23, 2016 |
| Transfer Doc | 0297490272 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1108 River Bay Rd was $18,581, up 8.7% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,774,233 (+8.71%) | $1,916,400 (-) Land $1,339,400 Building $577,000 | |
| 2025 | $18,581.00 (+8.74%) | $1,632,067 | $1,916,400 Land $1,339,400 Building $577,000 |
| 2024 | $17,087.00 (+7.18%) | ||
| 2023 | $15,942.00 | $1,459,900 | $1,489,900 Land $1,074,900 Building $415,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 River Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2003–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1108 River Bay Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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