1106 River Bay Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1106 River Bay Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	7 ba · 5,530 sqft · built 2009
Lot Size	0.684 acres (29,800 sqft)
Owner	Individual Name on File
Last Sale	$2,100,000 (Jan 2016)
Tax Bill	$17,793 (2023)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-26295450`

Property Details

APN / Parcel Number

Primary APN	`03-165-26295450`
Alternative APNs	`316526295450` `16526295450`

Interior

Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,530 sqft Total Area
1st Floor Area	1,664 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,800 sqft (0.684 acres)
Garage Type	Built-in
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	576 sqft
Deck Area	112 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	16526295450
Old Parcel Number	316526295450
Street Address	1106 RIVER BAY RD
City	ANNAPOLIS
State	MD
Zip	21409-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 1 PL B 1106 RIVER BAY RD CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	731003

Owner

Source: Anne Arundel County records · APN 03-165-26295450

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1106 RIVER BAY RD, ANNAPOLIS, MD 21409-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2016 · Amount on Record
Deed Sale	Jan 04, 2016 · Amount on Record
Prior Sale	Jan 18, 2006 · Amount on Record
Deed Document Number	0029152447
Deed Book / Page	29152 / 447
Record Updated	Jun 07, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1106 RIVER BAY RD, ANNAPOLIS, MD 21409-4832
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365220294
Date	Apr 11, 2021
Book Page	36522/294

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$17,793.00 Homeowner's exemption	$2,020,333	$2,084,100 Land $1,061,900 Building $1,022,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.