1108 Prestwick Pl, Miramar Beach, FL 32550 Property Records

Walton County property record for 1108 Prestwick Pl, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,668 sqft · built 2000
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Apr 2025)
Tax Bill	$6,529 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42620-000-1108`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42620-000-1108`
Alternative APNs	`26-221-42620-000-1108` `1052839`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,668 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	127 ft deep x 17 ft wide
Porch	Finished Screened Porch
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1108 PRESTWICK PL
City	MIRAMAR BEACH
State	FL
Zip	32550-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1108 PRESTWICK PLACE S/D PB 13-48 OR 1955-386 OR 2096-241 OR 2327-1321 OR 2999-4275 OR 3205-4456 OR 3226-3428 OR 3355-2788 OR 3371-1861
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	PRESTWICK PLACE
Legal Block	11
Legal Lot Number	1108
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Sep 18, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 23, 2021	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Jul 6, 2021	Warranty Deed, Transfer BURKE LAW AND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	202512848
Deed Book / Page	3355 / 2788
Last Transfer Date	Jul 8, 2025
Transfer Doc	0033711861
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2026
Property Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Document Number	0000012845
Book / Page	3393 / 719
Instrument Date	Mar 23, 2026
Instrument	202612845
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861

Mortgage

Document Number	0000012845,
Date	Apr 2, 2026
Book Page	3393/719
Instrument	202612845

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Rate	6.01%
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 18, 2025
Property Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Document Number	0033711861
Book / Page	3371 / 1861
Map Reference	MB 13 PG 48&48A
Instrument Date	Jul 8, 2025
Instrument	20250033843
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1492 ISLAND GREEN LN E, MIRAMAR BEACH, FL 32550-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2021
Property Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Document Number	0032263428
Book / Page	3226 / 3428
Map Reference	MB 13 PG 48&48A
Instrument Date	Nov 22, 2021
Instrument	20210058272
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4512 SOUTHWINDS DR, 4512, MIRAMAR BEACH, FL 32550-7287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 COATES DR # B, B, FAIRBURN, GA 30213

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 6, 2021
Property Address	1108 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Document Number	0032054456
Book / Page	3205 / 4456
Map Reference	MB 13 PG 48&48A
Instrument Date	Jun 30, 2021
Instrument	20210033848
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 CALHOUN AVE, 1303, OCEAN SPRINGS, MS 39564-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7287

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,529.00 (+6.3%)	$722,636 (+7.47%) Land $225,000 Building $497,636	$722,636 (+7.47%) Land $225,000 Building $497,636
2024	$6,142.00 (-0.34%)	$672,434 (-0.87%) Land $168,882 Building $503,552	$672,434 (-0.87%) Land $168,882 Building $503,552
2023	$6,163.00 (-1.33%)	$678,350 (-5.44%) Land $168,882 Building $509,468	$678,350 (-5.44%) Land $168,882 Building $509,468
2022	$6,246.00	$717,393 Land $187,458 Building $529,935	$717,393 Land $187,458 Building $529,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Mediacom Xtream, Wildstar Networks.

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