1104 Prestwick Pl, Miramar Beach, FL 32550 Property Records

Walton County property record for 1104 Prestwick Pl, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,992 sqft · built 1999
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Apr 2016)
Tax Bill	$6,365 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42620-000-1104`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42620-000-1104`
Alternative APNs	`26-221-42620-000-1104` `1052835`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	127 ft deep x 69 ft wide
Porch	Finished Screened Porch
Porch Area	712 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1104 PRESTWICK PL
City	MIRAMAR BEACH
State	FL
Zip	32550-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1104 PRESTWICK PLACE S/D PB 13-48 OR 2021-420 OR 3007-4373 OR 3057-3503
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	PRESTWICK PLACE
Legal Block	11
Legal Lot Number	1104
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 WESTERN AVE, KENNEBUNK, ME 04043-7301
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	201612521
Deed Book / Page	3007 / 4373
Prior Transfer Date	Nov 30, 2015
Prior Transfer Doc	0030074373
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1104 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Document Number	0031513014
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 WESTERN AVE KENNEBUNK ME 040437301, KENNEBUNK, ME 04043-7301

Mortgage

Document Number	0031513014
Date	Jul 22, 2020
Book Page	003151/003014
Instrument	26494

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 17, 2017
Property Address	1104 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7861
Document Number	0030573503
Book / Page	3057 / 3503
Map Reference	MB13 PG48&48A
Instrument	2017000038024
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3508 TRINIDAD CT, 3508, LEXINGTON, KY 40509-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 WESTERN AVE, KENNEBUNK, ME 04043-7301

Mortgage

Document Number	2017000038025
Date	Nov 17, 2017
Instrument	2017000038025

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,365.00 (+7.52%)	$729,697 (+6.29%) Land $225,000 Building $504,697	$729,697 (+6.29%) Land $225,000 Building $504,697
2024	$5,920.00 (+4.91%)
2023	$5,643.00 (+2.73%)	$686,495 (-5.48%) Land $168,882 Building $517,613	$686,495 (-5.48%) Land $168,882 Building $517,613
2022	$5,493.00	$726,315 Land $187,458 Building $538,857	$726,315 Land $187,458 Building $538,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Mediacom Xtream, Wildstar Networks.

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