1108 Oak Ave, Joppa, MD 21085 Property Records

Harford County property record for 1108 Oak Ave, Joppa, MD 21085

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.803 acres (35,000 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Oct 2022)
Tax Bill	$551 (2025)
Deeds & Mortgages	Jan 2023 Construction Loan Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-024116`

Property Details

APN / Parcel Number

Primary APN	`01-024116`
Alternative APNs	`1024116` `024116`

Exterior

Lot Area	35,000 sqft (0.803 acres)
Lot Dimensions	350 ft deep x 100 ft wide

Location & Zoning

Account Number	024116
Street Address	1108 OAK AVE
City	JOPPA
State	MD
Zip	21085-3909
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	P O LOT 136 100X350 W S OAK AVENUE ANNE'S DELIGHT PT 3/26
Legal Subdivision	ANNES DELIGHT
Legal Lot Number	PO136
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301301

Owner

Source: Harford County records · APN 01-024116

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	217 BRITTANY DR, JOPPA, MD 21085-4721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Construction Mortgage VBS MORTGAGE LLC
Oct 12, 2022	Deed, Transfer RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Apr 13, 1988 · Amount on Record
Deed Book / Page	15703 / 250
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1108 OAK AVE, JOPPA, MD 21085-3909
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CLOVER VALLEY WAY B, B, EDGEWOOD, MD 21040-2129

Mortgage

Document Number	0157980416
Date	Jan 18, 2023
Book Page	15798/416

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 13, 2024

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 12, 2022
Property Address	1108 OAK AVE, JOPPA, MD 21085-3909
Document Number	0157030250
Book / Page	15703 / 250
Map Reference	LB 418 PG 423
Instrument Date	Oct 05, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CLOVER VALLEY WAY APT B, B, EDGEWOOD, MD 21040-2129

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,600 (-13.06%) Land $50,600	$50,600 (-13.06%) Land $50,600
2025	$551.00 (-9.38%)
2023		$58,200 Land $58,200	$58,200 Land $58,200
2022	$608.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 186 locations within half a mile of this property.

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