1104 Oak Ave, Joppa, MD 21085 Property Records

Harford County property record for 1104 Oak Ave, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,155 sqft · built 1965
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2018)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-024140`

Property Details

APN / Parcel Number

Primary APN	`01-024140`
Alternative APNs	`1024140` `024140`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,155 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,422 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024140
Street Address	1104 OAK AVE
City	JOPPA
State	MD
Zip	21085-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LT 138 100X200 1104 OAK AVENUE ANNE'S DELIGHT PLT 3/26
Legal Subdivision	PLAT 2 ANNES DELIGHT
Legal Lot Number	138
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301301

Owner

Source: Harford County records · APN 01-024140

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 OAK AVE, JOPPA, MD 21085-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Aug 24, 1994 · Amount on Record
Deed Book / Page	12979 / 480
Record Updated	Sep 20, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 13, 2018
Property Address	1104 OAK AVE, JOPPA, MD 21085-3909
Document Number	0129790480
Book / Page	012979 / 000480
Instrument Date	Sep 04, 2018
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	CAMPUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1104 OAK AVE JOPPA MD 210853909, JOPPA, MD 21085-3909

Mortgage

Document Number	129790488
Date	Sep 13, 2018
Book Page	012979/000488

Lender

Name	JEFFREY A & JOANN KONCHAK
Address	38754 SOFT BEACH CIR, SELBYVILLE, DE 19975-3477

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,000 (+23.03%) Land $67,700 Building $174,300	$242,000 (+23.03%) Land $67,700 Building $174,300
2025	$2,368.00 (+10.34%)
2023		$196,700 Land $67,700 Building $129,000	$196,700 Land $67,700 Building $129,000
2022	$2,146.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.