1108 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1108 N Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,264 sqft · built 1960
Lot Size	0.25 acres (10,877 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,870 (2026)
Deeds & Mortgages	Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2385-012-00005`

Property Details

APN / Parcel Number

Primary APN	`2385-012-00005`
Alternative APN	`15747`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,264 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,877 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	300 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-012-00005
Street Address	1108 N HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 12; LOT 5; LIFE EST NANCY A OTTO
Legal Subdivision	HILLCREST ADDN
Legal Block	12
Legal Lot Number	5
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2040
Census Tract	600

Owner

1108 N Howeth St is owned and occupied by two individuals who acquired it in December 2018.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1108 N HOWETH ST, GAINESVILLE, TX 76240-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2018
Transfer Doc	2233/518
Record Updated	Oct 29, 2026

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Dec 26, 2018
Property Address	1108 N HOWETH ST, GAINESVILLE, TX 76240-2926
Document Number	2233/518
Book / Page	2233 / 518
Instrument Date	Dec 21, 2018
Instrument	00088459
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 N HOWETH ST, 1108, GAINESVILLE, TX 76240-2926

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 COUNTY ROAD 3632, GAINESVILLE, TX 76240-6795

Tax Assessment & Valuation

The 2026 property tax bill for 1108 N Howeth St was $3,870 with exemptions applied, up 282% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,870.00 (+282.03%) Homeowner's exemption Senior Citizen's exemption	$184,988 (+1%)	$221,465 (-) Land $44,859 Building $176,606
2025	$1,013.00 (+0.6%) Homeowner's exemption Senior Citizen's exemption	$168,171 Land $44,859 Building $176,606	$221,465 Land $44,859 Building $176,606
2024	$1,007.00
2023		$138,985 Land $44,914 Building $155,774	$200,688 Land $44,914 Building $155,774
2022	$1,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 N Howeth St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 N Howeth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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