1107 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1107 N Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1957
Lot Size	0.25 acres (10,877 sqft)
Owner	Individual Name on Record
Last Sale	$98,800 (Mar 2009)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2385-009-00013`

Property Details

APN / Parcel Number

Primary APN	`2385-009-00013`
Alternative APN	`5468`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,380 sqft
Office	Office
Flooring	Laminate Plank

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,877 sqft (0.25 acres)
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-009-00013
Street Address	1107 N HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 9; LOT 13
Legal Subdivision	HILLCREST ADDN
Legal Block	9
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2041
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 N HOWETH ST, GAINESVILLE, TX 76240-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Mar 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2009 · Amount on Record
Deed Sale	Mar 31, 2009 · Amount on Record
Deed Document Number	20091997
Deed Book / Page	1629 / 112
Last Transfer Date	Sep 25, 2019
Transfer Doc	0000095617
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1107 N HOWETH ST, GAINESVILLE, TX 76240-2925
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 MEADOWLARK LN, GAINESVILLE, TX 76240-2372

Mortgage

Document Number	002498/721
Date	Apr 1, 2022
Book Page	2498/721
Instrument	2022-2837

Lender

Name	BANCFIRST
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1107 N HOWETH ST, GAINESVILLE, TX 76240-2925
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 MEADOWLARK LN, GAINESVILLE, TX 76240-2372

Mortgage

Document Number	002497/583
Date	Mar 28, 2022
Book Page	2497/583
Instrument	2022-2704

Lender

Name	BANCFIRST
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00	$187,477 (-) Land $44,859 Building $142,618	$187,477 (-) Land $44,859 Building $142,618
2025	$3,922.00 (+10.39%)	$187,477 (+15%) Land $44,859 Building $142,618	$187,477 (+15%) Land $44,859 Building $142,618
2024	$3,553.00 (+10.17%)
2023		$163,019 Land $44,914 Building $118,105	$163,019 Land $44,914 Building $118,105
2022	$3,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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