1108 Main St, West Point, KY 40177 Property Records

Hardin County property record for 1108 Main St, West Point, KY 40177

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,467 sqft · built 1921
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (May 2021)
Tax Bill	$983 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`136-30-02-096`

Property Details

APN / Parcel Number

Primary APN	`136-30-02-096`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
Attic Area	1,467 sqft

Exterior

Year Built	Built 1921
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	14,985 sqft (0.344 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1108 MAIN ST
City	WEST POINT
State	KY
Zip	40177-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEOGHEGAN ADD LT 5,33
Legal Subdivision	GEOGHEGAN ADD
Legal Lot Number	5-33 33
Jurisdiction	HARDIN KY
Township / Civil Division	WEST POINT
Census Block Group	1
Census Block	1067
Census Tract	100

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	743 GOODYEAR DR, SPRING LAKE, NC 28390-3040
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Deed Document Number	0001511410
Deed Book / Page	1511 / 410
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 6, 2021
Property Address	1108 MAIN ST, WEST POINT, KY 40177-1136
Document Number	001511/410
Book / Page	1511 / 410
Map Reference	MB 44 PG 150
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Amount	Amount Recorded
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 ELM ST, WEST POINT, KY 40177-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1325 ELM ST, WEST POINT, KY 40177-1011

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	West Point City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (-1.21%)	$72,500 (-) Land $6,500 Building $66,000	$72,500 (-) Land $6,500 Building $66,000
2023		$72,500 Land $6,500 Building $66,000	$72,500 Land $6,500 Building $66,000
2021	$995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	266 (1978–2026)
Claims Outside the SFHA	5 of 266
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 45 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 43 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20