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1106 Main St, West Point, KY 40177 Property Records

Hardin County property record for 1106 Main St, West Point, KY 40177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,100 sqft · built 1954
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on File
Tax Bill$710 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2021 Transfer
Flood ZoneZone AE (high risk)
APN136-30-02-095

Property Details

APN / Parcel Number

Primary APN136-30-02-095

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Foundation TypeNo Foundation
Lot Area8,886 sqft (0.204 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
Patio Area160 sqft

Location & Zoning

Street Address1106 MAIN ST
CityWEST POINT
StateKY
Zip40177-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEOGHEGANS ADD LT 31,32 & 34
Legal SubdivisionGEOGHEGANS ADD
Legal Block2
Legal Lot Number31-34
JurisdictionHARDIN KY
Township / Civil DivisionWEST POINT
Census Block Group1
Census Block1067
Census Tract100

Owner

1106 Main St is owned and occupied by an individual who acquired it in September 2021.

Source: Hardin County records, as of January 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1106 MAIN ST, WEST POINT, KY 40177-1136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Affidavit of Death of Joint Tenant, Transfer
Oct 5, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 27, 2021
Transfer Doc1520/1041
Record UpdatedSep 20, 2026

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHARDIN KY
Recording DateOct 5, 2021
Property Address1106 MAIN ST, WEST POINT, KY 40177-1136
Document Number1520/1038
Book / Page1520 / 1038
Map ReferenceMB 44 PG 150
Instrument DateSep 29, 2021
Transaction TypeTransfer
Record UpdatedOct 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 MAYHEW RD, SCOTTSVILLE, KY 42164-8880

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDIN KY
Recording DateOct 5, 2021
Property Address1106 MAIN ST, WEST POINT, KY 40177-1136
Document Number1520/1041
Book / Page1520 / 1041
Map ReferenceMB 44 PG 150
Instrument DateSep 27, 2021
Transaction TypeTransfer
Record UpdatedOct 15, 2021

Transaction

Tax$50.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1106 MAIN STREET, KOSMOSDALE, KY 40272

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Main St was $710.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityWest Point City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$710.00$54,800 Land $4,700 Building $50,100$54,800 Land $4,700 Building $50,100
2023$54,800 Land $4,700 Building $50,100$54,800 Land $4,700 Building $50,100
2021$770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims266 (1978–2026)
Claims Outside the SFHA5 of 266
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 45 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 43 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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