Harford County property record for 1108 Janice Ct, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,570 sqft · built 1986 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Feb 2025) |
| Tax Bill | $7,728 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-183173 |
| Primary APN | 03-183173 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,570 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 648 sqft |
| Patio Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 183173 |
|---|---|
| Street Address | 1108 JANICE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 6 2.258 AC 1108 JANICE COURT OPEN AC MAN P 49/103 |
| Legal Subdivision | OPEN ACRES MANOR |
| Legal Lot Number | 6 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303400 |
1108 Janice Ct is owned and occupied by two individuals who bought it in February 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FUNDING |
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 20, 2020 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on File |
| Deed Sale | Feb 3, 2025 · Amount on File |
| Prior Sale | Jul 3, 1984 · Amount on File |
| Deed Book / Page | 16547 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 13, 2026 |
| Property Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Document Number | 1708000131 |
| Book / Page | 17081 / 131 |
| Instrument Date | Mar 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLACK OAK TITLE LLC, BLACK OAK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Document Number | 1708000131, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 17081/131 |
| Name | KEYSTONE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Document Number | 0156500064 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 15650/64 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0132310345 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 13231/0345 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1108 JANICE CT, JOPPA, MD 21085-1112 |
| Document Number | 0140660104 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1108 JANICE CT JOPPA MD 210851112, JOPPA, MD 21085-1112 |
| Document Number | 0140660104 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 014066/000104 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1108 Janice Ct was $7,728, up 8.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,728.00 (+8.69%) | $703,633 (+3.96%) | $757,300 (+11.89%) Land $156,200 Building $601,100 |
| 2025 | $7,110.00 | $676,800 Land $156,200 Building $520,600 | $676,800 Land $156,200 Building $520,600 |
| 2023 | $616,933 | $676,800 Land $156,200 Building $520,600 | |
| 2022 | $6,457.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Janice Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Janice Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures