1102 Janice Ct, Joppa, MD 21085 Property Records

Harford County property record for 1102 Janice Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,804 sqft · built 1986
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,040 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-183211`

Property Details

APN / Parcel Number

Primary APN	`03-183211`
Alternative APNs	`3183211` `183211`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,804 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Built-in
Garage Area	1,320 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	900 sqft
Porch	Slab
Porch Area	1,198 sqft
Patio Area	710 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	183211
Street Address	1102 JANICE CT
City	JOPPA
State	MD
Zip	21085-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 9 2.036 AC 1102 JANICE COURT OPEN AC MAN P 144/77
Legal Subdivision	OPEN ACRES MANOR
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303400

Owner

Source: Harford County records · APN 03-183211

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1102 JANICE CT, JOPPA, MD 21085-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Mar 17, 2023	Intrafamily Transfer, Transfer · Line of Credit ROSEDALE FSLA
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSEDALE FSLA
Dec 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSEDALE FSLA
Apr 15, 2020	Deed of Trust, Mortgage ROSEDALE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2023
Deed Sale	Mar 17, 2023
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Book / Page	15849 / 430
Prior Transfer Date	Dec 07, 2022
Prior Transfer Doc	0158490430
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Apr 28, 2026
Property Address	1102 JANICE CT, JOPPA, MD 21085-1112
Document Number	1710000407
Book / Page	17102 / 407
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SUMMA TITLE, SUMMIT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	1102 JANICE CT, JOPPA, MD 21085-1112

Mortgage

Document Number	1710000407,
Date	Apr 28, 2026
Book Page	17102/407

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 17, 2023
Property Address	1102 JANICE CT, JOPPA, MD 21085-1112
Document Number	0158490430
Book / Page	15849 / 430
Map Reference	MB 49 FO 103
Instrument Date	Dec 07, 2022
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0158490433
Date	Mar 17, 2023
Instrument	15849-0433

Lender

Name	ROSEDALE FSLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1102 JANICE CT, JOPPA, MD 21085-1112
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152790312
Date	Dec 30, 2021
Book Page	15279/312

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1102 JANICE CT, JOPPA, MD 21085-1112
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 JANICE CT, JOPPA, MD 21085-1112

Mortgage

Document Number	0152350154
Date	Dec 08, 2021
Book Page	15235/154

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1102 JANICE CT, JOPPA, MD 21085-1112
Document Number	0138100434
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 JANICE CT JOPPA MD 210851112, JOPPA, MD 21085-1112

Mortgage

Document Number	0138100434
Date	Apr 23, 2020
Book Page	013810/000434

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,000 (+2.06%)	$854,200 (+6.19%) Land $155,100 Building $699,100
2025	$8,040.00 (+24.3%)	$804,400 (+21.85%) Land $155,100 Building $649,300	$804,400 (-) Land $155,100 Building $649,300
2023		$660,133	$804,400 Land $155,100 Building $649,300
2022	$6,468.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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