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1108 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1108 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,533 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jun 2019)
Tax Bill$4,114 (2025)
Deeds & MortgagesOct 2023 Transfer
Oct 2023 Transfer
+ 6 more
Flood ZoneZone A (high risk)
APN029221-2970

Property Details

APN / Parcel Number

Primary APN029221-2970

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,533 sqft Living Area
Gross Area3,296 sqft
1st Floor Area2,533 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area521 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1108 INVERNESS DR
CitySAINT AUGUSTINE
StateFL
Zip32092-2764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 297 OR4747/459 & 5176/805(L/E) &5371/1487(Q/C) & 5371/1510(Q/C) & 5451/182(Q/C) & 5451/202(L/E) & 5845/1877(Q/C) & 5845/1881
Legal Range28E
Legal Township06S
Legal Section43
Legal SubdivisionCASCADES AT WORLD GOLF VILLAGE
Legal Block3
Legal Lot Number297
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3002
Census Tract20908

Owner

Source: St. Johns County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 24, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 22, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 22, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 17, 2021Intrafamily Transfer, Transfer
BETTER SETTLEMENT SVCS LLC
Feb 10, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 25, 2019Warranty Deed, Transfer · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Prior SaleOct 20, 2006 · Amount on Record
Deed Document Number201944906
Deed Book / Page4747 / 459
Last Transfer DateSep 11, 2021
Transfer Doc0053711487
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateOct 24, 2023
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0058451881
Book / Page5845 / 1881
Map ReferenceMB 54 PG 15-29
Instrument DateOct 24, 2023
Instrument2023083699
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateOct 24, 2023
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0058451877
Book / Page5845 / 1877
Map ReferenceMB 54 PG 15-29
Instrument DateOct 24, 2023
Instrument2023083696
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 22, 2021
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0054510182
Book / Page5451 / 182
Map ReferenceMB 54 PG 15-29
Instrument DateDec 8, 2021
Instrument2021138058
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 22, 2021
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0054510202
Book / Page5451 / 202
Map ReferenceMB 54 PG 15-29
Instrument DateDec 8, 2021
Instrument2021138068
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 17, 2021
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0053711487
Book / Page5371 / 1487
Map ReferenceMB 54 PG 15-29
Instrument DateSep 11, 2021
Instrument2021102372
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyBETTER SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

Mortgage

Document Number0053711491
DateSep 17, 2021
Instrument5371/1491
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 17, 2021
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0053711510
Book / Page5371 / 1510
Map ReferenceMB 54 PG 15-29
Instrument DateSep 11, 2021
Instrument2021102374
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyBETTER SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 10, 2021
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0051760805
Book / Page5176 / 805
Map ReferenceMB 54 PG 15-29
Instrument DateFeb 5, 2021
Instrument2021015244
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 25, 2019
Property Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764
Document Number0047470459
Book / Page4747 / 0459
Map ReferenceMB 54 PG 15-29
Instrument DateJun 21, 2019
Instrument2019044906
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2764

Mortgage

Document Number0004747461
DateJun 25, 2019
Instrument4747/461
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,218 (+2.7%)$382,903 (-8.74%) Land $90,000 Building $292,903
2025$4,114.00 (+12.71%) Homeowner's exemption Widower's exemption$324,458 (+5.99%)$419,564 (+4.81%) Land $96,000 Building $323,564
2024$3,650.00 (+0.27%)
2023$3,640.00 (+2.94%) Homeowner's exemption$306,130 (+3%)$400,295 (+4.36%) Land $92,000 Building $308,295
2022$3,536.00 Homeowner's exemption$297,214$383,560 Land $84,000 Building $299,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 175 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies175 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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