1108 High St, Covington, KY 41016 Property Records

Kenton County property record for 1108 High St, Covington, KY 41016 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1920
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Apr 2023)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-174.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-174.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	916 sqft Finished Area
Gross Area	986 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	2,880 sqft (0.066 acres)
Lot Dimensions	72 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1108 HIGH ST
City	COVINGTON
State	KY
Zip	41016-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK JW PT LOT 140 40'X 72'
Legal Subdivision	CLARK JOHN W
Legal Lot Number	140
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	63800

Owner

Source: Kenton County records · APN 040-30-00-174.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1108 HIGH ST, COVINGTON, KY 41016-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage CITY OF COVINGTON
Apr 20, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Apr 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	2023169
Deed Book / Page	223 / 85
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	0000180419
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1108 HIGH ST, COVINGTON, KY 41016-1623
Transaction Type	Mortgage
Record Updated	Jun 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900076
Date	May 24, 2023
Book Page	KCM 463/514
Instrument	23052405900076

Lender

Name	CITY OF COVINGTON
Type	Government Agency
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 11, 2033

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 20, 2023
Property Address	1108 HIGH ST, COVINGTON, KY 41016-1623
Document Number	0005900169
Book / Page	KC 223 / 85
Map Reference	PL 48
Instrument Date	Apr 14, 2023
Instrument	23042005900169
Transaction Type	Transfer
Record Updated	May 08, 2023
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5597 STRIKE THE GOLD DR, BURLINGTON, KY 41005-9176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1108 HIGH ST, COVINGTON, KY 41016-1623

Mortgage

Document Number	0005900170
Date	Apr 20, 2023
Book Page	KCM 455/356
Instrument	23042005900170

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1108 HIGH ST, COVINGTON, KY 41016-1623
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HIGH ST, COVINGTON, KY 41016-1623

Mortgage

Document Number	0005900029
Date	Dec 14, 2022
Book Page	428/28
Instrument	22121405900029

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1108 HIGH ST, COVINGTON, KY 41016-1623
Document Number	0000000062
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HIGH ST COVINGTON KY 410161623, COVINGTON, KY 41016-1623

Mortgage

Document Number	0000000062
Date	Sep 10, 2020
Book Page	000M95/000902
Instrument	62

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 27, 2020
Property Address	1108 HIGH ST, COVINGTON, KY 41016-1623
Document Number	0000180419
Book / Page	000018 / 000419
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 HIGH ST COVINGTON KY 410161623, COVINGTON, KY 41016-1623

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 (+12.77%)	$136,000 (+13.33%) Land $5,000 Building $131,000	$136,000 (+13.33%) Land $5,000 Building $131,000
2023	$1,598.00	$120,000 Land $5,000 Building $115,000	$120,000 Land $5,000 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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