Kenton County property record for 1118 High St, Covington, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 644 sqft · built 1920 |
| Lot Size | 0.061 acres (2,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (May 2023) |
| Tax Bill | $662 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-30-00-179.00 |
| Primary APN | 040-30-00-179.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 644 sqft Finished Area |
| Gross Area | 710 sqft |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.061 acres) |
| Lot Dimensions | 90 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0403000179.00 |
|---|---|
| Street Address | 1118 HIGH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARK JW PT LOT 78 30'X 90' |
| Legal Subdivision | CLARK JOHN W |
| Legal Lot Number | 78 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 63800 |
Source: Kenton County records · APN 040-30-00-179.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 54 GRANT ST, FORT THOMAS, KY 41075-2504 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| May 22, 2023 | Warranty Deed, Transfer |
| Feb 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2007 · Amount on Record |
| Deed Document Number | 0000227603 |
| Deed Book / Page | 227 / 603 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1118 HIGH ST, COVINGTON, KY 41016-1623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 54 GRANT ST, FORT THOMAS, KY 41075-2504 |
| Document Number | 0005900079 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | KCM 526/319 |
| Instrument | 24021405900079 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 13, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 22, 2023 |
| Property Address | 1118 HIGH ST, COVINGTON, KY 41016-1623 |
| Document Number | 0005900120 |
| Book / Page | KC 227 / 603 |
| Map Reference | PL 48 |
| Instrument Date | May 19, 2023 |
| Instrument | 23052205900120 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 SUPERIOR DR, FT MITCHELL, KY 41017-2819 |
| Name | Verified Name |
|---|---|
| Address | 54 GRANT ST, FORT THOMAS, KY 41075-2504 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1118 HIGH ST, COVINGTON, KY 41016-1623 |
| Document Number | 0000000384 |
| Book / Page | 0C6112 / 000272 |
| Instrument Date | Feb 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1118 HIGH ST COVINGTON KY 410161623, COVINGTON, KY 41016-1623 |
| Document Number | 0000000384 |
|---|---|
| Date | Mar 09, 2017 |
| Book Page | 0C6112/000272 |
| Instrument | 384 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 08, 2027 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $662.00 (+24.44%) | $50,000 (+25%) Land $5,000 Building $45,000 | $50,000 (+25%) Land $5,000 Building $45,000 |
| 2023 | $532.00 (+0.76%) | $40,000 (-) Land $5,000 Building $35,000 | $40,000 (-) Land $5,000 Building $35,000 |
| 2022 | $528.00 | $40,000 Land $5,000 Building $35,000 | $40,000 Land $5,000 Building $35,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 471 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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