1108 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1108 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1964
Lot Size	0.378 acres (16,500 sqft)
Owner	2 Company Names on Record
Last Sale	$170,000 (May 2021)
Tax Bill	$1,795 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21276`

Property Details

APN / Parcel Number

Primary APN	`21276`
Alternative APN	`1339655`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Finished Area
Basement Area	154 sqft
Finished Basement	1,078 sqft
Unfinished Basement	154 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	396 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339655
Street Address	1108 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#6BLKBPB8-35JEBLANTON EST
Legal Subdivision	BLANTON EST
Legal Block	5
Legal Lot Number	7
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	950900

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 146, SHELBY, NC 28151-0146
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2021200054839
Deed Book / Page	1840 / 960
Prior Transfer Date	Jan 25, 2010
Prior Transfer Doc	0015901218
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1108 FALLSTON RD, SHELBY, NC 28150-3559
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 FALLSTON RD, SHELBY, NC 28150-3559

Mortgage

Document Number	0018722452
Date	May 13, 2022
Book Page	1872/2452
Instrument	200072809

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 6, 2021
Property Address	1108 FALLSTON RD, SHELBY, NC 28150-3559
Document Number	0018400960
Book / Page	1840 / 960
Map Reference	MB 8 PG 35
Instrument Date	May 6, 2021
Instrument	200054839
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1217 BROOKWOOD RD, 1217, SHELBY, NC 28150-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 FALLSTON RD, SHELBY, NC 28150-3559

Mortgage

Document Number	1840963
Date	May 6, 2021
Instrument	1840/963

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 14, 2018
Property Address	1108 FALLSTON RD, SHELBY, NC 28150-3559
Document Number	0017622460
Book / Page	001762 / 002460
Instrument Date	Jan 8, 2018
Instrument	11204
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 S DEKALB ST SHELBY NC 281527206, SHELBY, NC 28152-7206

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,795.00 (+2.4%)	$176,249 (-) Land $27,030 Building $149,219	$176,249 (-) Land $27,030 Building $149,219
2025	$1,753.00	$176,249 (+38.61%) Land $27,030 Building $149,219	$176,249 (+38.61%) Land $27,030 Building $149,219
2023		$127,152 Land $31,800 Building $95,352	$127,152 Land $31,800 Building $95,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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