1107 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1107 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,178 sqft · built 1942
Lot Size	0.3 acres (13,095 sqft)
Owner	Individual Name on Record
Last Sale	$72,707 (Dec 2009)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26855`

Property Details

APN / Parcel Number

Primary APN	`26855`
Alternative APN	`1321002`

Interior

Stories	1 Story
Building Area	2,178 sqft Finished Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	13,095 sqft (0.3 acres)
Lot Dimensions	135 ft deep x 97 ft wide
Garage Type	Mixed
Garage Area	1,109 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1321002
Street Address	1107 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT HWY 18 NORTH
Legal Subdivision	THE WEST SIDE OF HIGHWAY NO 18
Legal Block	1
Legal Lot Number	14
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	950900

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 672, SHELBY, NC 28151-0672
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2009 · Amount on Record
Deed Sale	Dec 9, 2009 · Amount on Record
Prior Sale	Oct 20, 2009 · Amount on Record
Deed Book / Page	1587 / 2440
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1107 FALLSTON RD, SHELBY, NC 28150-3513
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 FALLSTON RD, SHELBY, NC 28150-3513

Mortgage

Document Number	0018671047
Date	Mar 14, 2022
Book Page	1867/1047
Instrument	200069833

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1107 FALLSTON RD, SHELBY, NC 28150-3513
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 FALLSTON RD, SHELBY, NC 28150-3513

Mortgage

Document Number	0018550420
Date	Oct 20, 2021
Book Page	1855/420
Instrument	200063048

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1107 FALLSTON RD, SHELBY, NC 28150-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017881055
Date	Mar 26, 2019
Book Page	1788/1055
Instrument	200024415

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30504

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,288 (-) Land $23,522 Building $161,766	$185,288 (-) Land $23,522 Building $161,766
2025	$1,843.00	$185,288 (+16.49%) Land $23,522 Building $161,766	$185,288 (+16.49%) Land $23,522 Building $161,766
2023		$159,061 Land $23,522 Building $135,539	$159,061 Land $23,522 Building $135,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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