1108 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1108 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,681 sqft · built 2004
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2018)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-1810-031-0008`

Property Details

APN / Parcel Number

Primary APN	`071-1810-031-0008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
1st Floor Area	821 sqft
2nd Floor Area	860 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1108 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7361
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	THE ESPLANADE PHASE 3 BLDG 6 UNIT 1108
Legal Subdivision	THE ESPLANADE PHASE 3
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

1108 Esplanade Cir, a condominium, is owned and occupied by an individual who acquired it in January 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 ESPLANADE CIR, FOLSOM, CA 95630-7361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Conventional with PMI OWNING CORP
Dec 26, 2018	Grant Deed, Transfer · Conventional with PMI AMERICAN FIN'L NTWK INC
Dec 26, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Mar 11, 2013 · Amount on File
Deed Book / Page	20181226 / 920
Last Transfer Date	Jan 29, 2020
Transfer Doc	2060000000578
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1108 ESPLANADE CIR, FOLSOM, CA 95630-7361
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 ESPLANADE CIR FOLSOM CA 956307361, FOLSOM, CA 95630-7361

Mortgage

Document Number	2002060579
Date	Feb 6, 2020
Instrument	2002060579

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 26, 2018
Property Address	1108 ESPLANADE CIR, FOLSOM, CA 95630-7361
Document Number	1812260920
Instrument Date	Dec 13, 2018
Instrument	1812260920
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1108 ESPLANADE CIR FOLSOM CA 956307361, FOLSOM, CA 95630-7361

Mortgage

Document Number	1812260921
Date	Dec 26, 2018
Instrument	1812260921

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 26, 2018
Property Address	1108 ESPLANADE CIR, FOLSOM, CA 95630-7361
Document Number	1812260919
Instrument Date	Nov 29, 2018
Instrument	1812260919
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1108 ESPLANADE CIR FOLSOM CA 956307361, FOLSOM, CA 95630-7361

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Esplanade Cir was $4,812 with a homeowner's exemption, up 2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,678 (+2%) Land $147,915 Building $278,763
2025	$4,812.00 (+2.01%) Homeowner's exemption	$418,313 Land $145,015 Building $273,298
2024	$4,717.00 (+1.68%)
2023	$4,639.00 (+1.44%) Homeowner's exemption	$402,072 Land $139,385 Building $262,687
2022	$4,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1108 Esplanade Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Esplanade Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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