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1104 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1104 Esplanade Cir, Folsom, CA 95630

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,355 sqft · built 2004
Owner2 Company Names on File
Last Sale$440,000 (Jul 2025)
Tax Bill$3,893 (2025)
Deeds & MortgagesJun 2018 Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN071-1810-031-0004

Property Details

APN / Parcel Number

Primary APN071-1810-031-0004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,355 sqft Living Area
1st Floor Area540 sqft
2nd Floor Area815 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1104 ESPLANADE CIR
CityFOLSOM
StateCA
Zip95630-7361
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSP-RM-17 (
Legal DescriptionTHE ESPLANADE PHASE 3 BLDG 6 UNIT 1104
Legal SubdivisionTHE ESPLANADE PHASE 3
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group3
Census Block3004
Census Tract8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address1104 ESPLANADE CIR, FOLSOM, CA 95630-7361
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Dec 20, 2016Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2025 · Amount on File
Deed SaleJul 28, 2025 · Amount on File
Prior SaleDec 1, 2014 · Amount on File
Deed Book / Page20250728 / 309
Prior Transfer DateNov 24, 2014
Prior Transfer Doc0000000168
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1104 ESPLANADE CIR, FOLSOM, CA 95630-7361
Document Number1807020739
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 ESPLANADE CIR FOLSOM CA 956307361, FOLSOM, CA 95630-7361

Mortgage

Document Number1807020739
DateJul 2, 2018
Instrument1807020739
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1104 ESPLANADE CIR, FOLSOM, CA 95630-7361
Document Number0000000011
Book / Page170124 / 000011
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedFeb 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 ESPLANADE CIR FOLSOM CA 956307361, FOLSOM, CA 95630-7361

Mortgage

Document Number0000000011
DateJan 24, 2017
Book Page170124/000011
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$440,000 (+31.7%) Land $125,000 Building $315,000
2025$3,893.00 (+1.99%) Homeowner's exemption$334,100 (+4.04%) Land $114,168 Building $219,932
2024$3,817.00 (+1.65%)
2023$3,755.00 (+1.43%) Homeowner's exemption$321,129 Land $109,736 Building $211,393
2022$3,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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