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1108 Cove St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 1108 Cove St E, Lehigh Acres, FL 33974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2025
Lot Size0.23 acres (10,001 sqft)
OwnerCompany Name on Record
Last Sale$10,500 (Nov 2023)
Tax Bill$787 (2025)
Deeds & MortgagesApr 2025 Mortgage
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN12-45-27-09-00045.0020

Property Details

APN / Parcel Number

Primary APN12-45-27-09-00045.0020
Alternative APNs
  • 12-45-27-L4-09045.0020
  • 271245L4090450020
  • 10412167

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area10,001 sqft (0.23 acres)

Location & Zoning

Account Number10412167
Street Address1108 COVE ST E
CityLEHIGH ACRES
StateFL
Zip33974-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 9 BLK 45 PB 15 PG 231 LOT 2
Legal Range27E
Legal Township45S
Legal Section12
Legal SubdivisionLEHIGH ACRES
Legal Tract09
Legal Block45
Legal Lot Number2
Legal Unit9
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2054
Census Tract40314

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address188 WANATAH AVE, LEHIGH ACRES, FL 33974-7138
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2025Deed of Trust, Mortgage · Commercial Mortgage
CHAMPIONS FUNDING LLC
Nov 14, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Prior SaleMay 6, 2013 · Amount on Record
Deed Document Number2023364092
Last Transfer DateApr 11, 2025
Transfer Doc0000104878
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address1108 COVE ST E, LEHIGH ACRES, FL 33974-2532
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 WANATAH AVE, LEHIGH ACRES, FL 33974-7138

Mortgage

Document Number0000104880
DateApr 18, 2025
Instrument2025000104880
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85267
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 14, 2023
Property Address1108 COVE ST E, LEHIGH ACRES, FL 33974-2532
Document Number0000364092
Map ReferenceMB 15 PG 231
Instrument DateNov 7, 2023
Instrument2023000364092
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$73.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20811 NW 3RD CT, PEMBROKE PINES, FL 33029-2176

Transferred To (Grantee/Buyer)

NameVerified Name
Address20811 NW 3RD CT, PEMBROKE PINES, FL 33029-2176

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,907 (+2,211.89%) Land $16,290 Building $262,617$278,907 (+1,717.81%) Land $16,290 Building $262,617
2025$787.00 (+149.84%)$12,064 (+16.98%) Land $12,064$15,343 (+48.77%) Land $15,343
2023$315.00 (+483.33%)$10,313 (+49.99%) Land $10,313$10,313 (+49.99%) Land $10,313
2022$54.00$6,876 Land $6,876$6,876 Land $6,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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