1106 Cove St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 1106 Cove St E, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2025
Lot Size	0.289 acres (12,598 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Dec 2025)
Tax Bill	$464 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-45-27-09-00045.0010`

Property Details

APN / Parcel Number

Primary APN	`12-45-27-09-00045.0010`
Alternative APNs	`12-45-27-L4-09045.0010` `271245L4090450010` `10412166`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	12,598 sqft (0.289 acres)

Location & Zoning

Account Number	10412166
Street Address	1106 COVE ST E
City	LEHIGH ACRES
State	FL
Zip	33974-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 9 BLK.45 PB 15 PG 231 LOT 1
Legal Range	27E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	09
Legal Block	45
Legal Lot Number	1
Legal Unit	9
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2054
Census Tract	40314

Owner

1106 Cove St E is owned and occupied by two individuals who bought it in December 2025.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1106 COVE ST E, LEHIGH ACRES, FL 33974-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 10, 2024	Warranty Deed, Transfer ELITE TITLE 1 LLC
May 15, 2024	Warranty Deed, Transfer ELITE TITLE 1 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Jun 10, 2024 · Amount on File
Deed Document Number	2025319498
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 4, 2025
Property Address	1106 COVE ST E, LEHIGH ACRES, FL 33974-2532
Document Number	0000319498
Map Reference	MB 15 PG 231
Instrument Date	Dec 1, 2025
Instrument	2025000319498
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, GRAND SLAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 NORWALK AVE, LEHIGH ACRES, FL 33972-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1106 COVE ST E, LEHIGH ACRES, FL 33974-2532

Mortgage

Document Number	0000319499
Date	Dec 4, 2025
Instrument	2025000319499

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 10, 2024
Property Address	1106 COVE ST E, LEHIGH ACRES, FL 33974-2532
Document Number	0000165142
Map Reference	MB 15 PG 231
Instrument Date	Jun 4, 2024
Instrument	2024000165142
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ELITE TITLE 1 LLC

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2644 FAIRMONT COVE CT, CAPE CORAL, FL 33991-3071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	188 WANATAH AVE, LEHIGH ACRES, FL 33974-7138

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 15, 2024
Property Address	1106 COVE ST E, LEHIGH ACRES, FL 33974-2532
Document Number	0000138013
Map Reference	MB 15 PG 231
Instrument Date	May 10, 2024
Instrument	2024000138013
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ELITE TITLE 1 LLC

Transaction

Amount	Amount on Record
Tax	$102.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 LYNN LN, COLCHESTER, CT 06415-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 FAIRMONT COVE CT, CAPE CORAL, FL 33991-3071
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Cove St E was $464, up 26.1% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,621 (+1,664.26%) Land $19,130 Building $270,491	$289,621 (+1,664.26%) Land $19,130 Building $270,491
2025	$464.00 (+26.09%)	$16,416 (+18.81%) Land $16,416	$16,416 (+18.81%) Land $16,416
2024	$368.00 (+14.64%)	$13,817 (+33.98%) Land $13,817	$13,817 (+33.98%) Land $13,817
2023	$321.00 (+494.44%)	$10,313 (+49.99%) Land $10,313	$10,313 (+49.99%) Land $10,313
2022	$54.00	$6,876 Land $6,876	$6,876 Land $6,876

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1106 Cove St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Cove St E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove St E

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