1108 Cherry Dr, Luverne, MN 56156 Property Records

Rock County property record for 1108 Cherry Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,213 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Sep 2017)
Tax Bill	$3,818 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Sale & Mortgage
APN	`20-2057-000`

Property Details

APN / Parcel Number

Primary APN	`20-2057-000`

Interior

Building Area	1,213 sqft Living Area
Basement Area	1,033 sqft
Finished Basement	1,033 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1108 CHERRY DR
City	LUVERNE
State	MN
Zip	56156-1785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3
Legal Subdivision	SYBESMA SUBDIVISION
Legal Block	3
Legal Lot Number	3
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	3
Census Block	3011
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CHERRY DR, LUVERNE, MN 56156-1785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK
Sep 20, 2017	Deed, Transfer · Conventional Mortgage SECURITY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Jul 6, 2007 · Amount on Record
Deed Document Number	2017191370
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1108 CHERRY DR, LUVERNE, MN 56156-1785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	197867
Date	Sep 9, 2020
Instrument	197867

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK MN
Recording Date	Sep 20, 2017
Property Address	1108 CHERRY DR, LUVERNE, MN 56156-1785
Document Number	191370
Instrument Date	Sep 12, 2017
Instrument	191370
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CHERRY DR, LUVERNE, MN 56156-1785

Mortgage

Document Number	191371
Date	Sep 20, 2017
Instrument	191371

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,818.00 (+16.69%)	$351,300 (+14.92%) Land $35,700 Building $315,600	$351,300 (+14.92%) Land $35,700 Building $315,600
2023	$3,272.00	$305,700 Land $30,600 Building $275,100	$305,700 Land $30,600 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1980–2018)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Alliance Communications Cooperative, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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