1105 Cherry Dr, Luverne, MN 56156 Property Records

Rock County property record for 1105 Cherry Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,596 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2024)
Tax Bill	$5,354 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2017 Mortgage + 6 more
APN	`20-2034-000`

Property Details

APN / Parcel Number

Primary APN	`20-2034-000`

Interior

Building Area	1,596 sqft Living Area
Basement Area	1,197 sqft
Finished Basement	1,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	1,270 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1105 CHERRY DR
City	LUVERNE
State	MN
Zip	56156-1784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 BLOCK 1
Legal Subdivision	SYBESMA SUBDIVISION
Legal Block	1
Legal Lot Number	10
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	3
Census Block	3009
Census Tract	570200

Owner

Source: Rock County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SAVINGS BANK
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY SAVINGS BANK
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY SAVINGS BANK
Feb 6, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Deed Document Number	2024205740
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193549
Date	Oct 2, 2018
Instrument	193549

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191039
Date	Jul 17, 2017
Instrument	191039

Lender

Name	EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2022

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195001
Date	Jun 26, 2019
Instrument	195001

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196952
Date	Apr 27, 2020
Instrument	196952

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203684
Date	Dec 8, 2022
Instrument	203684

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204953
Date	Aug 30, 2023
Instrument	204953

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 24, 2033

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205215
Date	Oct 26, 2023
Instrument	205215

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2024

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Feb 6, 2024
Property Address	1105 CHERRY DR, LUVERNE, MN 56156-1784
Document Number	0000205740
Instrument Date	Jan 26, 2024
Instrument	205740
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 CHERRY DR, LUVERNE, MN 56156-1784

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,354.00 (+8.16%)	$480,700 (+0.69%) Land $28,600 Building $452,100	$480,700 (+0.69%) Land $28,600 Building $452,100
2025	$4,950.00 (+0.08%)	$477,400 (+15.15%) Land $28,600 Building $448,800	$477,400 (+15.15%) Land $28,600 Building $448,800
2023	$4,946.00	$414,600 Land $24,500 Building $390,100	$414,600 Land $24,500 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1980–2018)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Alliance Communications Cooperative, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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