Charlevoix County property record for 1108 Charlo St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1994 |
| Lot Size | 0.429 acres (18,687 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,936 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-280-013-10 |
| Primary APN | 052-280-013-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,472 sqft |
| Unfinished Basement | 1,472 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Lot Area | 18,687 sqft (0.429 acres) |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1108 CHARLO ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTPORT S 30 FT LOT 13 & N 60 FT LOT 14 86 SP/COMB 280-014-00/280-013-00 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 27 |
| Legal Subdivision | WESTPORT |
| Legal Lot Number | 13-14 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 1500 |
1108 Charlo St is owned and occupied by an individual who acquired it in August 1995.
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 CHARLO ST, CHARLEVOIX, MI 49720-1671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 1995 |
| Deed Sale | Aug 25, 1995 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1108 Charlo St was $2,936 with a homeowner's exemption, up 1.1% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,100 (+9.45%) | $454,200 (+9.45%) | |
| 2025 | $2,936.00 (+1.14%) Homeowner's exemption | $207,500 | $415,000 |
| 2024 | $2,903.00 | ||
| 2023 | $158,200 | $316,400 | |
| 2022 | $2,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Charlo St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1108 Charlo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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