Charlevoix County property record for 1104 Charlo St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,270 sqft |
| Lot Size | 0.417 acres (18,165 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,610 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-280-011-10 |
| Primary APN | 052-280-011-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 18,165 sqft (0.417 acres) |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1104 CHARLO ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTPORT S 55 FT LOT 11 & N 30 FT LOT 12 86SP/COMB 280-012-00/280-011-00 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 27 |
| Legal Subdivision | WESTPORT |
| Legal Lot Number | 11-12 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 1500 |
1104 Charlo St is owner-occupied and held in a trust.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1104 CHARLO ST, CHARLEVOIX, MI 49720-1671 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1104 Charlo St was $2,610 with a homeowner's exemption, up 1.2% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,500 (+8.96%) | $399,000 (+8.96%) | |
| 2025 | $2,610.00 (+1.16%) Homeowner's exemption | $183,100 | $366,200 |
| 2024 | $2,580.00 | ||
| 2023 | $139,500 | $279,000 | |
| 2022 | $2,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1104 Charlo St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1104 Charlo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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