1108 Cavendish Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1108 Cavendish Dr, Silver Spring, MD 20905

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,220 sqft · built 1985
Lot Size	0.034 acres (1,500 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2003)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-02398088`

Property Details

APN / Parcel Number

Primary APN	`05-02398088`
Alternative APN	`02398088`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	620 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02398088
Street Address	1108 CAVENDISH DR
City	SILVER SPRING
State	MD
Zip	20905-7034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	3
Legal Lot Number	362
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5003
Census Tract	701415

Owner

Source: Montgomery County records · APN 05-02398088

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1108 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2003 · Amount on Record
Deed Sale	Jun 18, 2003 · Amount on Record
Deed Document Number	2003274398
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1108 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Transaction Type	Mortgage
Record Updated	Dec 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0698090105
Date	Nov 10, 2025
Book Page	69809/105

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,800 (+8.81%) Land $138,000 Building $200,800	$338,800 (-) Land $138,000 Building $200,800
2025	$4,020.00 (+66.18%)	$311,367 (+21.39%)	$338,800 (+32.09%) Land $138,000 Building $200,800
2023		$256,500 Land $138,000 Building $118,500	$256,500 Land $138,000 Building $118,500
2022	$2,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 255 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.