1104 Cavendish Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1104 Cavendish Dr, Silver Spring, MD 20905

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,670 sqft · built 1985
Lot Size	0.034 acres (1,500 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jan 2020)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-02398066`

Property Details

APN / Parcel Number

Primary APN	`05-02398066`
Alternative APN	`02398066`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	620 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02398066
Street Address	1104 CAVENDISH DR
City	SILVER SPRING
State	MD
Zip	20905-7034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	3
Legal Lot Number	360
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5003
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jan 16, 2020	Deed, Transfer · Conventional Mortgage HOWARD BANK
Jan 9, 2019	Loan Modification, Mortgage · Conventional Mortgage M&T BK
Jan 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 12, 2017	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Book / Page	58878 / 435
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0617730234
Date	Feb 3, 2021
Book Page	61773/234

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 16, 2020
Property Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Document Number	0588780435
Book / Page	58878 / 435
Map Reference	MB 126 PL 14739
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034

Mortgage

Document Number	58878443
Date	Jan 16, 2020
Instrument	58878/443

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Document Number	0571580432
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1104 CAVENDISH DR SILVER SPRING MD 209057034, SILVER SPRING, MD 20905-7034

Mortgage

Document Number	0571580432
Date	Jan 29, 2019
Book Page	057158/000432

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 28, 2047

Interest

Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Document Number	0542280030
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1104 CAVENDISH DR SILVER SPRING MD 209057034, SILVER SPRING, MD 20905-7034

Mortgage

Document Number	0542280030
Date	May 3, 2017
Book Page	054228/000030

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	1104 CAVENDISH DR, SILVER SPRING, MD 20905-7034
Document Number	0542280017
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1104 CAVENDISH DR SILVER SPRING MD 209057034, SILVER SPRING, MD 20905-7034

Mortgage

Document Number	0542280017
Date	May 3, 2017
Book Page	054228/000017

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,700 (+1%) Land $138,000 Building $271,700	$409,700 (-) Land $138,000 Building $271,700
2025	$3,895.00 (+37.24%)	$372,467 (+24.99%)	$409,700 (+37.48%) Land $138,000 Building $271,700
2023		$298,000 Land $138,000 Building $160,000	$298,000 Land $138,000 Building $160,000
2022	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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