1108 Caravan Loop, Polk City, FL 33868 Property Records

Polk County property record for 1108 Caravan Loop, Polk City, FL 33868

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,279 sqft · built 1999
Lot Size	0.185 acres (8,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Mar 2022)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-26-31-295433-000760`

Property Details

APN / Parcel Number

Primary APN	`25-26-31-295433-000760`
Alternative APNs	`312625295433000760` `12625000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,041 sqft (0.185 acres)
View / Lot	Commercial/Industrial
Garage Area	868 sqft
Porch	Screened/Unfinished Porch
Porch Area	401 sqft
Utility Building	168 sqft

Location & Zoning

Street Address	1108 CARAVAN LOOP
City	POLK CITY
State	FL
Zip	33868-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 76
Legal Range	25E
Legal Township	26S
Legal Section	31
Legal Subdivision	MOUNT OLIVE SHORES NORTH
Legal Tract	295433
Legal Block	1
Legal Lot Number	76
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1064
Census Tract	11605

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CARAVAN LOOP, POLK CITY, FL 33868-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	202270238
Deed Book / Page	12162 / 1585
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 15, 2022
Property Address	1108 CARAVAN LOOP, POLK CITY, FL 33868-5103
Document Number	0000070238
Book / Page	12162 / 1585
Map Reference	MB 104 PG 38
Instrument Date	Mar 15, 2022
Instrument	2022070238
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46-74 ROSS STREET, 46-74, BARTOW, FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CARAVAN LOOP, POLK CITY, FL 33868-5103

Mortgage

Document Number	0121621587
Date	Mar 15, 2022
Instrument	12162/1587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,039 (-0.86%) Land $87,000 Building $177,039	$264,039 (-0.86%) Land $87,000 Building $177,039
2025	$2,923.00 (-16.1%) Homeowner's exemption	$266,322 (+1.07%) Land $87,000 Building $179,322	$266,322 (+1.07%) Land $87,000 Building $179,322
2023	$3,484.00 (-1.08%) Homeowner's exemption	$263,513 (+6.5%) Land $85,000 Building $178,513	$263,513 (+6.5%) Land $85,000 Building $178,513
2022	$3,522.00	$247,430 Land $55,000 Building $192,430	$247,430 Land $55,000 Building $192,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20