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1097 Caravan Loop, Polk City, FL 33868 Property Records

Polk County property record for 1097 Caravan Loop, Polk City, FL 33868

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,372 sqft · built 2000
Lot Size0.16 acres (6,974 sqft)
Owner2 Individual Names on Record
Last Sale$262,000 (Apr 2019)
Tax Bill$3,442 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN25-26-31-295433-001180

Property Details

APN / Parcel Number

Primary APN25-26-31-295433-001180
Alternative APNs
  • 312625295433001180
  • 12625000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area1,372 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area6,974 sqft (0.16 acres)
View / LotCommercial/Industrial
Garage Area778 sqft
PorchScreened/Unfinished Porch
Porch Area336 sqft
Utility Building160 sqft

Location & Zoning

Street Address1097 CARAVAN LOOP
CityPOLK CITY
StateFL
Zip33868-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 118
Legal Range25E
Legal Township26S
Legal Section31
Legal SubdivisionMOUNT OLIVE SHORES NORTH
Legal Tract295433
Legal Block1
Legal Lot Number118
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1066
Census Tract11605

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address352 MEANDERING WAY, POLK CITY, FL 33868-5141
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Dec 29, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2019 · Amount on Record
Deed SaleApr 24, 2019 · Amount on Record
Prior SaleSep 11, 2001 · Amount on Record
Deed Document Number201982844
Deed Book / Page10819 / 75
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 24, 2019
Property Address1097 CARAVAN LOOP, POLK CITY, FL 33868-5104
Document Number0108190075
Book / Page010819 / 000075
Instrument DateApr 22, 2019
Instrument82844
Transaction TypeTransfer
Record UpdatedMay 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6389 BAREFOOT RUN LN HUNTINGDON PA 166526968, HUNTINGDON, PA 16652-6968

Mortgage

Document Number108190077
DateApr 24, 2019
Book Page010819/000077
Instrument82845
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 29, 2017
Property Address1097 CARAVAN LOOP, POLK CITY, FL 33868-5104
Document Number0103541752
Book / Page010354 / 001752
Instrument DateDec 27, 2017
Instrument250755
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,065.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 CARAVAN LOOP POLK CITY FL 338685104, POLK CITY, FL 33868-5104

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,846 (-0.9%) Land $87,000 Building $176,846$263,846 (-0.9%) Land $87,000 Building $176,846
2025$3,442.00 (-12.15%)$266,248 (+0.95%) Land $87,000 Building $179,248$266,248 (+0.95%) Land $87,000 Building $179,248
2023$3,918.00 (+6.67%)$263,739 (+4.61%) Land $85,000 Building $178,739$263,739 (+4.61%) Land $85,000 Building $178,739
2022$3,673.00$252,118 Land $55,000 Building $197,118$252,118 Land $55,000 Building $197,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLK CITY SYSTEM
serves 2,568 people · EPA ID FL6531424
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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