Kenton County property record for 1108 Capitol Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,052 sqft · built 1998 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Apr 2025) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-00-005.77 |
| Primary APN | 016-10-00-005.77 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,052 sqft Finished Area |
| Gross Area | 1,152 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1108 CAPITOL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHBROOK CROSSING SEC 3 LOT 77 |
| Legal Subdivision | ASHBROOK CROSSING |
| Legal Phase | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 65600 |
Source: Kenton County assessment roll, APN 016-10-00-005.77, as of December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 CAPITOL AVE, ELSMERE, KY 41018-2490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Prior Sale | May 16, 2013 · Amount on Record |
| Deed Document Number | 202599 |
| Deed Book / Page | 338 / 425 |
| Prior Transfer Date | Nov 15, 2008 |
| Prior Transfer Doc | 0005900055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 28, 2026 |
| Property Address | 1108 CAPITOL AVE, ELSMERE, KY 41018-2490 |
| Document Number | 0000011045 |
| Book / Page | 438 / 233 |
| Instrument Date | May 18, 2026 |
| Instrument | 202611045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1108 CAPITOL AVE, ELSMERE, KY 41018-2490 |
| Document Number | 0000011045, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 438/233 |
| Instrument | 202611045 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Kenton County assessment roll as of December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (+1.35%) | $208,000 (-) Land $25,000 Building $183,000 | $208,000 (-) Land $25,000 Building $183,000 |
| 2023 | $3,117.00 | $208,000 Land $25,000 Building $183,000 | $208,000 Land $25,000 Building $183,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 527 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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