1101 Capitol Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1101 Capitol Ave, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,080 sqft · built 1996
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Nov 2021)
Tax Bill$2,822 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN016-10-00-005.69

Property Details

APN / Parcel Number

Primary APN016-10-00-005.69

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,080 sqft Finished Area
Gross Area1,400 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1101 CAPITOL AVE
CityELSMERE
StateKY
Zip41018-2491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHBROOK CROSSING SEC 3 LOT 69
Legal SubdivisionASHBROOK CROSSING
Legal Phase3
Legal Lot Number69
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3014
Census Tract65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1101 CAPITOL AVE, ELSMERE, KY 41018-2491
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Quit Claim Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Feb 25, 2020Deed of Trust, Mortgage · Conventional with PMI
FIFTH THIRD BK NA
Aug 30, 2018Grant Deed, Transfer · Conventional with PMI
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number20215900142
Deed Book / Page133 / 576
Prior Transfer DateNov 16, 2021
Prior Transfer Doc0005900142
Record UpdatedOct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateNov 29, 2021
Property Address1101 CAPITOL AVE, ELSMERE, KY 41018-2491
Document Number0005900142
Book / Page133 / 576
Map ReferenceSL 1731
Instrument DateNov 16, 2021
Instrument21112905900142
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CAPITOL AVE, ELSMERE, KY 41018-2491

Mortgage

Document Number0005900164
DateNov 29, 2021
Book Page307/565
Instrument21112905900164
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1101 CAPITOL AVE, ELSMERE, KY 41018-2491
Document Number0000000085
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CAPITOL AVE ELSMERE KY 410182491, ELSMERE, KY 41018-2491

Mortgage

Document Number0000000085
DateMar 17, 2020
Book Page000020/000593
Instrument85
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 16, 2040

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 30, 2018
Property Address1101 CAPITOL AVE, ELSMERE, KY 41018-2491
Document Number0000000159
Book / Page0C6490 / 000160
Instrument DateAug 28, 2018
Instrument159
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.52
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CAPITOL AVE ELSMERE KY 410182491, ELSMERE, KY 41018-2491

Mortgage

Document Number160
DateAug 30, 2018
Book Page0C6490/000163
Instrument160
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45263
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,800 (-) Land $25,000 Building $160,800$185,800 (-) Land $25,000 Building $160,800
2025$2,822.00 (+1.33%)$185,800 (-) Land $25,000 Building $160,800$185,800 (-) Land $25,000 Building $160,800
2023$2,785.00$185,800 Land $25,000 Building $160,800$185,800 Land $25,000 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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