1108 65th St, Windsor Heights, IA 50324 Property Records

Polk County property record for 1108 65th St, Windsor Heights, IA 50324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1938
Lot Size	0.349 acres (15,201 sqft)
Owner	Individual Name on Record
Last Sale	$109,500 (Jul 2005)
Tax Bill	$3,078 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`292/00501-000-000`

Property Details

APN / Parcel Number

Primary APN	`292/00501-000-000`
Alternative APN	`782502127040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	812 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,201 sqft (0.349 acres)
Lot Dimensions	217 ft deep x 70 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1108 65TH ST
City	WINDSOR HEIGHTS
State	IA
Zip	50324-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 S 70F LOT 6 COOPER PLACE
Legal Subdivision	COOPER PLACE
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3002
Census Tract	11201

Owner

Source: Polk County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CREDIT UNION
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2005 · Amount on Record
Deed Sale	Jul 26, 2005 · Amount on Record
Prior Sale	Jan 30, 2002 · Amount on Record
Deed Document Number	20052006-00008639
Deed Book / Page	11187 / 299
Prior Transfer Date	Jul 20, 2005
Prior Transfer Doc	0000008635
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 13, 2026
Property Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Document Number	0000042427
Book / Page	20588 / 473
Instrument Date	Jul 10, 2026
Instrument	202642427
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808

Mortgage

Document Number	0000042427,
Date	Jul 13, 2026
Book Page	20588/473
Instrument	202642427

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059187
Date	Nov 3, 2023
Book Page	19645/270
Instrument	2023-00059187

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044427
Date	Aug 21, 2023
Book Page	19575/63
Instrument	2023-00044427

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001830
Date	Jan 7, 2022
Book Page	18941/270
Instrument	2022-00001830

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Document Number	0000039677
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 65TH ST WINDSOR HEIGHTS IA 503241808, WINDSOR HEIGHTS, IA 50324-1808

Mortgage

Document Number	0000039677
Date	Nov 20, 2018
Book Page	017152/000289
Instrument	39677

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 19, 2017
Property Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Document Number	201600086647
Book / Page	16447 / 0387
Instrument Date	Apr 7, 2017
Instrument	2016-00086647
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 65TH ST, WINDSOR HEIGHTS, IA 50324-1808

Mortgage

Document Number	201600086649
Date	Apr 19, 2017
Book Page	16447/0391
Instrument	2016-00086649

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Windsor Heights City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,400 (+11.91%) Land $64,300 Building $131,100	$195,400 (+11.91%) Land $64,300 Building $131,100
2024	$3,078.00 (+1.58%)
2023		$174,600 Land $56,800 Building $117,800	$174,600 Land $56,800 Building $117,800
2020	$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 64 condo units
Nearby Flood Claims	4 (1990–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANDALE WATER UTILITY serves 45,605 people · EPA ID IA7780042
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, ICS Advanced Technologies, Verizon.

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