1048 65th St, Windsor Heights, IA 50324 Property Records

Polk County property record for 1048 65th St, Windsor Heights, IA 50324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1939
Lot Size	0.299 acres (13,020 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Aug 2014)
Tax Bill	$3,526 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`292/00510-000-000`

Property Details

APN / Parcel Number

Primary APN	`292/00510-000-000`
Alternative APN	`782502127042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,020 sqft (0.299 acres)
Lot Dimensions	217 ft deep x 60 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1048 65TH ST
City	WINDSOR HEIGHTS
State	IA
Zip	50324-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 60 F E 1/2 LOT 8 COOPER PLACE
Legal Subdivision	COOPER PLACE
Legal Lot Number	8
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3002
Census Tract	11201

Owner

Source: Polk County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 7, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 29, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2014 · Amount on Record
Deed Sale	Aug 4, 2014 · Amount on Record
Deed Document Number	20142015-00025045
Deed Book / Page	15276 / 763
Last Transfer Date	Dec 9, 2017
Transfer Doc	0000059626
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number	0000072026
Date	Dec 2, 2025
Book Page	20352/542
Instrument	2025-00072026

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	4120 W DIVERSEY AVE STE C501, CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064229
Date	Jan 24, 2020
Book Page	17675/0774
Instrument	2019-00064229

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054717
Date	Nov 12, 2020
Book Page	18187/397
Instrument	2020-00054717

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Document Number	0000059281
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 65TH ST WINDSOR HEIGHTS IA 503241806, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number	0000059281
Date	Feb 14, 2019
Book Page	017235/000251
Instrument	59281

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jan 29, 2018
Property Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Document Number	201700059626
Book / Page	16803 / 0392
Instrument Date	Dec 9, 2017
Instrument	2017-00059626
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 65TH ST, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number	201700059627
Date	Jan 29, 2018
Instrument	2017-00059627

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Windsor Heights City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,100 (+11.95%) Land $61,600 Building $160,500	$222,100 (+11.95%) Land $61,600 Building $160,500
2024	$3,526.00 (+3.1%)
2023		$198,400 Land $54,400 Building $144,000	$198,400 Land $54,400 Building $144,000
2020	$3,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 64 condo units
Nearby Flood Claims	4 (1990–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANDALE WATER UTILITY serves 45,605 people · EPA ID IA7780042
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, ICS Advanced Technologies, Verizon.

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