Hamilton County property record for 11077 Spring Mill Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,924 sqft · built 1983 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $752,500 (Mar 2023) |
| Tax Bill | $6,916 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-02-305-006.000-018 |
| Primary APN | 29-13-02-305-006.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,924 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Basement Area | 793 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.969 acres) |
| Lot Dimensions | 257 ft deep x 101 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1713020305006000 |
|---|---|
| Old Parcel Number | 291302305006000034 |
| Street Address | 11077 SPRING MILL LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-8854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .97, SECTION 2, TOWNSHIP 17, RANGE 3, SPRING MILL PLACE, LOT 2 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 02 |
| Legal Subdivision | SPRING MILL ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11077 SPRING MILL LN, CARMEL, IN 46032-8854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BALLEY & WOOD FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 2023007947 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 14, 2023 |
| Property Address | 11077 SPRING MILL LN, CARMEL, IN 46032-8854 |
| Document Number | 0000007947 |
| Map Reference | DOC15344MB8PG135-139 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023007947 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | LANDQUEST TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 11077 SPRING MILL LN, CARMEL, IN 46032-8854 |
| Document Number | 0000007948 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023007948 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 15, 2021 |
| Property Address | 11077 SPRING MILL LN, CARMEL, IN 46032-8854 |
| Document Number | 0000075070 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021075070 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 11077 SPRING MILL LN, CARMEL, IN 46032-8854 |
| Document Number | 0000075071 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021075071 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11077 SPRING MILL LN, CARMEL, IN 46032-8854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058323 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020058323 |
| Name | BALLEY & WOOD FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | PENDLETON, IN 46064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713,800 (+17.46%) Land $148,400 Building $565,400 | $713,800 (+17.46%) Land $148,400 Building $565,400 | |
| 2024 | $6,916.00 (+4.84%) | $607,700 (+2.97%) Land $148,400 Building $459,300 | $607,700 (+2.97%) Land $148,400 Building $459,300 |
| 2023 | $6,597.00 (+22.48%) Homeowner's exemption | $590,200 (+24.36%) Land $148,400 Building $441,800 | $590,200 (+24.36%) Land $148,400 Building $441,800 |
| 2022 | $5,386.00 Homeowner's exemption | $474,600 Land $111,800 Building $362,800 | $474,600 Land $111,800 Building $362,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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