11076 Spring Mill Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 11076 Spring Mill Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,691 sqft · built 1984
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Owner Names on Record
Tax Bill	$6,420 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-02-305-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-02-305-003.000-018`
Alternative APNs	`291302305003000034` `1713020305003000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,691 sqft Living Area
1st Floor Area	1,911 sqft
2nd Floor Area	1,780 sqft
Basement Area	955 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	277 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Porch
Porch Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1713020305003000
Old Parcel Number	291302305003000034
Street Address	11076 SPRING MILL LN
City	CARMEL
State	IN
Zip	46032-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .83, SECTION 2, TOWNSHIP 17, RANGE 3, SPRING MILL PLACE, LOT 40
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	SPRING MILL ESTATES
Legal Lot Number	40
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2019
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	11076 SPRING MILL LN, CARMEL, IN 46032-8865
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL BANK OF INDIANAPOLIS
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS
Aug 24, 2017	Deed of Trust, Mortgage NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2009
Deed Sale	Oct 30, 2009
Prior Sale	Dec 11, 2001
Deed Document Number	0000062801
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11076 SPRING MILL LN, CARMEL, IN 46032-8865
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029790
Date	Apr 20, 2021
Instrument	2021029790

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11076 SPRING MILL LN, CARMEL, IN 46032-8865
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040471
Date	Jun 1, 2021
Instrument	2021040471

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 6, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11076 SPRING MILL LN, CARMEL, IN 46032-8865
Document Number	0000046282
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11076 SPRING MILL LN CARMEL IN 460328865, CARMEL, IN 46032-8865

Mortgage

Document Number	0000046282
Date	Sep 18, 2017
Instrument	46282

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2027

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11076 SPRING MILL LN, CARMEL, IN 46032-8865
Document Number	0000045793
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11076 SPRING MILL LN CARMEL IN 460328865, CARMEL, IN 46032-8865

Mortgage

Document Number	0000045793
Date	Sep 14, 2017
Instrument	45793

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$652,100 (+15.5%) Land $143,200 Building $508,900	$652,100 (+15.5%) Land $143,200 Building $508,900
2024	$6,420.00 (+4.51%)	$564,600 (+2.88%) Land $143,200 Building $421,400	$564,600 (+2.88%) Land $143,200 Building $421,400
2023	$6,143.00 (-6.04%) Homeowner's exemption	$548,800 (-1.19%) Land $143,200 Building $405,600	$548,800 (-1.19%) Land $143,200 Building $405,600
2022	$6,538.00 Homeowner's exemption	$555,400 Land $107,900 Building $447,500	$555,400 Land $107,900 Building $447,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Xfinity.

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