Montgomery County property record for 11070 Cold Spring Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,180 sqft · built 2020 |
| Lot Size | 0.544 acres (23,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2020) |
| Tax Bill | $11,186 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 22339 0025 |
| Primary APN | O67 22339 0025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,180 sqft Living Area |
| Basement Area | 210 sqft |
| Unfinished Basement | 210 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,740 sqft (0.544 acres) |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11070 COLD SPRING DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25 THE SPRINGS AT THE VILLAGES OF WINDING CREEK SEC TWO |
| Legal Subdivision | THE VILLAGES OF |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40305 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11070 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 29, 2020 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Jul 23, 2019 | Quit Claim Deed, Mortgage · Line of Credit UNION SVGS |
| May 1, 2019 | Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Mar 28, 2018 | Warranty Deed, Subdivision Related Transfer THIRD TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on Record |
| Deed Sale | Dec 29, 2020 · Amount on Record |
| Prior Sale | Jul 23, 2019 |
| Deed Document Number | 2020-00078583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 11070 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000056597 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-00056597 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 29, 2020 |
| Property Address | 11070 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000078583 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 78583 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,605.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11070 COLD SPRING DR DAYTON OH 454584517, DAYTON, OH 45458-4517 |
| Document Number | 78622 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 78622 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 23, 2019 |
| Property Address | 11070 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000038303 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 38303 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1103 W STATE ROUTE 73 SPRINGBORO OH 450669126, SPRINGBORO, OH 45066-9126 |
| Document Number | 38304 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 38304 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 1, 2019 |
| Property Address | 11070 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000021954 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 21954 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 W STATE ROUTE 73 SPRINGBORO OH 450669126, SPRINGBORO, OH 45066-9126 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 28, 2018 |
| Property Address | 11070 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000016983 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 16983 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | THIRD TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $269.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2421 MIAMI VILLAGE DR MIAMISBURG OH 453425249, MIAMISBURG, OH 45342-5249 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,940 (-) Land $24,030 Building $141,910 | ||
| 2024 | $11,186.00 (+8.58%) | ||
| 2023 | $10,302.00 (-20.72%) | $165,940 (-) Land $24,030 Building $141,910 | $474,130 (-) Land $68,670 Building $405,460 |
| 2022 | $12,994.00 | $165,940 Land $24,030 Building $141,910 | |
| 2020 | $474,130 Land $68,670 Building $405,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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