Montgomery County property record for 11052 Cold Spring Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,736 sqft · built 2019 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $963,000 (Apr 2025) |
| Tax Bill | $15,790 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 22339 0022 |
| Primary APN | O67 22339 0022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| 1st Floor Area | 2,736 sqft |
| Basement Area | 2,600 sqft |
| Finished Basement | 2,600 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 1,205 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 735 sqft |
| Patio Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11052 COLD SPRING DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 THE SPRINGS AT THE VILLAGES OF WINDING CREEK SEC TWO |
| Legal Subdivision | THE VILLAGES OF |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40305 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UMORTGAGE LLC |
| Mar 30, 2021 | Warranty Deed, Transfer THIRD TITLE AGENCY INC, TRIAD TITLE AGCY INC |
| Aug 22, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST FIN'L BK&TR |
| Jun 20, 2019 | Warranty Deed, Subdivision Related Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2023 · Amount on Record |
| Deed Document Number | 2025-00020386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000072759 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-00072759 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 13, 2023 |
| Property Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000035430 |
| Map Reference | MB 217 PG 35-35A |
| Instrument Date | Jun 27, 2023 |
| Instrument | 202300035430 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035431 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 202300035431 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 30, 2021 |
| Property Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000025288 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 25288 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | THIRD TITLE AGENCY INC, TRIAD TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,549.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7620 PARAGON RD CENTERVILLE OH 454594049, CENTERVILLE, OH 45459-4049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 22, 2019 |
| Property Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 45222 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 9, 2019 |
| Title Company | THIRD TITLE AGENCY INC, TRIAD TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11052 COLD SPRING DR CENTERVILLE OH 454584517, CENTERVILLE, OH 45458-4517 |
| Document Number | 0000045222 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 45222 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 20, 2019 |
| Property Address | 11052 COLD SPRING DR, DAYTON, OH 45458-4517 |
| Document Number | 0000031642 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 31642 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1260 SPRING ASH DR CENTERVILLE OH 454584757, CENTERVILLE, OH 45458-4757 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $234,900 (-) Land $21,170 Building $213,730 | ||
| 2024 | $15,790.00 (+6.34%) | ||
| 2023 | $14,848.00 (+9.23%) | $234,900 (+38.17%) Land $21,170 Building $213,730 | $671,130 (+38.16%) Land $60,480 Building $610,650 |
| 2022 | $13,593.00 | $170,010 Land $21,170 Building $148,840 | |
| 2020 | $485,750 Land $60,480 Building $425,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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