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1107 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 1107 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 869 sqft · built 1979
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Apr 2026)
Tax Bill$6,279 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN20-18-426-022

Property Details

APN / Parcel Number

Primary APN20-18-426-022

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area869 sqft Living Area
1st Floor Area869 sqft
Basement Area869 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions104 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address1107 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 97R033254 LT 1 FOX RIVER SHORE SUB
Legal SubdivisionFOX RIVER SHORE SUB
Legal Block426
Legal Lot Number1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

Source: McHenry County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1222 SPRING BEACH WAY, CARY, IL 60013-2930
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2026 · Amount on Record
Deed SaleApr 22, 2026 · Amount on Record
Prior SaleJul 15, 1997
Deed Document Number202610896
Prior Transfer DateJul 10, 1997
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateApr 22, 2026
Property Address1107 SPRING BEACH WAY, CARY, IL 60013-3065
Document Number0000010896
Instrument DateApr 17, 2026
Instrument202610896
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner

Mortgage

Document Number0000010897,
DateApr 22, 2026
Instrument202610897
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,279.00$85,961 (+34.07%) Land $24,777 Building $61,184$257,883 (+34.07%) Land $74,331 Building $183,552
2022$64,115 Land $32,923 Building $31,192$192,345 Land $98,769 Building $93,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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