1101 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 1101 Spring Beach Way, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,288 sqft · built 1991
Lot Size	0.458 acres (19,961 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-18-277-026`

Property Details

APN / Parcel Number

Primary APN	`20-18-277-026`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft
Gross Area	3,520 sqft
1st Floor Area	1,232 sqft
2nd Floor Area	1,056 sqft

Exterior

Year Built	Built 1991
Exterior Material	Frame Siding
Lot Area	19,961 sqft
Lot Dimensions	395 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1101 SPRING BEACH WAY
City	CARY
State	IL
Zip	60013-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0068898 LT 56 SPRING BEACH SUB
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	SPRING BEACH
Legal Block	277
Legal Lot Number	56
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2011
Census Tract	871307

Owner

1101 Spring Beach Way is owned and occupied by an individual who bought it in December 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1101 SPRING BEACH WAY, CARY, IL 60013-3065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Sep 21, 2016 · Amount on File
Deed Document Number	2021R0068898
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 29, 2021
Property Address	1101 SPRING BEACH WAY, CARY, IL 60013-3065
Document Number	0000068898
Map Reference	MB 4 PG 26&27
Instrument Date	Dec 10, 2021
Instrument	2021R0068898
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1101 SPRING BEACH WAY, CARY, IL 60013-3065

Mortgage

Document Number	0000068899
Date	Dec 29, 2021
Instrument	2021R0068899

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	3.12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1101 SPRING BEACH WAY, CARY, IL 60013-3065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045073
Date	Oct 27, 2020
Instrument	2020R0045073

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$171,514 Land $37,791 Building $133,723	$514,542 Land $113,373 Building $401,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1101 Spring Beach Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1978–2017)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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