1107 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 1107 Fleming St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 1,892 sqft · built 1945
Lot Size0.111 acres (4,875 sqft)
Owner2 Owner Names on Record
Last Sale$980,000 (Jul 2011)
Tax Bill$12,670 (2024)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00005000-000000

Property Details

APN / Parcel Number

Primary APN00005000-000000
Alternative APNs
  • 01010100005000000000
  • 1005185

Interior

Bedrooms4 Beds
Full Baths5 Baths
Units2 Units
Stories2 Stories
Building Area1,892 sqft Living Area
1st Floor Area1,892 sqft
Attic Area884 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2015
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,875 sqft (0.111 acres)
Lot Dimensions100 ft deep x 48 ft wide

Exterior Amenities

Pool Area243 sqft
PorchOpen Porch
Porch Area711 sqft
Deck Area157 sqft
Patio Area1,687 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1005185
Old Parcel Number01010100005000000000
Street Address1107 FLEMING ST
CityKEY WEST
StateFL
Zip33040-6909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LT 4 SQR 31 H2-219 G41-99 OR670-460 OR726-236/39 OR812-2347 OR1318-2204/05 OR2524-827/28
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 31
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3003
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1107 FLEMING ST, KEY WEST, FL 33040-6909
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2011 · Amount on Record
Deed SaleJul 1, 2011 · Amount on Record
Deed Document Number1842147
Deed Book / Page2524 / 0827
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1107 FLEMING ST, KEY WEST, FL 33040-6909
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030241368
DateMay 29, 2020
Book Page3024/1368
Instrument2267571
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,506,108 (+5.99%)$2,794,801 (+12.09%) Land $1,551,420 Building $1,243,381
2024$12,670.00 (+1.6%)
2023$12,470.00 (+4.44%) Homeowner's exemption$1,421,032 (+3%)$2,493,323 (+13.46%) Land $1,329,924 Building $1,163,399
2022$11,940.00 Homeowner's exemption$1,379,643$2,197,615 Land $1,007,663 Building $1,189,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Fleming St

Nearby Streets

Search Property Records by Address or Parcel Number