Hamilton County property record for 1107 Fairmount Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1963 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Mar 2011) |
| Tax Bill | $1,839 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 126M M 018 |
| Primary APN | 126M M 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000050183 |
|---|---|
| Street Address | 1107 FAIRMOUNT AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 0023 18 05 CLOUD CROFT (LTS 8-9) PB11 PG29 |
| Legal Subdivision | CLOUD CROFT |
| Legal Lot Number | 8-9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1107 Fairmount Ave is owned by an individual who acquired it in March 2022.
Source: Hamilton County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1302 HIXSON PIKE, CHATTANOOGA, TN 37405-3141 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MC FINANCIAL |
| Mar 31, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2011 · Amount on File |
| Deed Sale | Mar 4, 2011 · Amount on File |
| Deed Document Number | 2011137 |
| Deed Book / Page | 9360 / 791 |
| Last Transfer Date | Mar 28, 2022 |
| Transfer Doc | 0000000292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 26, 2026 |
| Property Address | 1107 FAIRMOUNT AVE, CHATTANOOGA, TN 37405-2849 |
| Document Number | 0000000096 |
| Book / Page | 14348 / 39 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202696 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|---|
| Address | 1302 HIXSON PIKE, CHATTANOOGA, TN 37405-3141 |
| Document Number | 0000000096, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 14348/39 |
| Instrument | 202696 |
| Name | MC FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 31, 2022 |
| Property Address | 1107 FAIRMOUNT AVE, CHATTANOOGA, TN 37405-2849 |
| Document Number | 0000000292 |
| Book / Page | 12904 / 645 |
| Map Reference | MB 11 PG 29 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022033100292 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1107 FAIRMOUNT AVE, CHATTANOOGA, TN 37405-2849 |
The 2025 property tax bill for 1107 Fairmount Ave was $1,839, up 7.4% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,839.00 (+7.36%) | $121,350 (+58.47%) | $485,400 (+58.47%) Land $337,500 Building $147,900 |
| 2024 | $1,713.00 | $76,575 (-) | $306,300 (-) Land $225,000 Building $81,300 |
| 2023 | $1,713.00 | $76,575 (-) | $306,300 (-) Land $225,000 Building $81,300 |
| 2022 | $1,713.00 | $76,575 | $306,300 Land $225,000 Building $81,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1107 Fairmount Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1988–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1107 Fairmount Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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