1015 Fairmount Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1015 Fairmount Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,146 sqft · built 1945
Lot Size	0.227 acres (9,915 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`126M M 012`

Property Details

APN / Parcel Number

Primary APN	`126M M 012`
Alternative APN	`0000050177`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,146 sqft Living Area
Gross Area	573 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	9,915 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000050177
Old Parcel Number	126M M012
Street Address	1015 FAIRMOUNT AVE
City	CHATTANOOGA
State	TN
Zip	37405-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 CLOUD CROFT SUB PB35 PG387 REV 76-14
Legal Subdivision	CLOUD CROFT
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 FAIRMOUNT AVE, CHATTANOOGA, TN 37405-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2008
Deed Sale	Sep 9, 2008
Prior Sale	Jun 11, 2004 · Amount on Record
Deed Document Number	2008090900177
Deed Book / Page	7164 / 247
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1015 FAIRMOUNT AVE, CHATTANOOGA, TN 37405-2847
Document Number	0808000204
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1015 FAIRMOUNT AVE CHATTANOOGA TN 374052847, CHATTANOOGA, TN 37405-2847

Mortgage

Document Number	0808000204
Date	Aug 8, 2019
Book Page	011723/000763
Instrument	190808000204

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 (+16.12%)	$88,900 (+71.46%)	$355,600 (+71.46%) Land $225,000 Building $130,600
2024	$1,160.00	$51,850 (-)	$207,400 (-) Land $150,000 Building $57,400
2023	$1,160.00	$51,850 (-)	$207,400 (-) Land $150,000 Building $57,400
2022	$1,160.00	$51,850	$207,400 Land $150,000 Building $57,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20