1107 E River Rd, Louisburg, NC 27549 Property Records

Franklin County property record for 1107 E River Rd, Louisburg, NC 27549

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 864 sqft · built 1988
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Apr 2022)
Tax Bill	$947 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2814-97-5559`

Property Details

APN / Parcel Number

Primary APN	`2814-97-5559`
Alternative APNs	`I07 00 0401` `025406` `54804`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Total Area
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2021
Architectural Style	Cottage
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	16 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1107 E RIVER RD
City	LOUISBURG
State	NC
Zip	27549
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FCO AR
Legal Description	ADJ/ACCESS
Legal Subdivision	PRUITT LOT
Legal Lot Number	1
Jurisdiction	FRANKLIN NC
Township / Civil Division	LOUISBURG
Census Block Group	2
Census Block	2007
Census Tract	60301

Owner

1107 E River Rd, a residential property, is owned by an individual who bought it in April 2022.

Source: Franklin County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	215 CLAYMONT RD, LOUISBURG, NC 27549-9016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 18, 2021	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	202210060503
Deed Book / Page	2298 / 1035
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Apr 20, 2022
Property Address	1107 E RIVER RD, LOUISBURG, NC 27549
Document Number	0022981035
Book / Page	2298 / 1035
Map Reference	PL 3 SL 93-E
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 RIVERVIEW RD, 1417, RALEIGH, NC 27610-3240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 EAST RIVER RD, LOUISBURG, NC 27549-7354

Mortgage

Document Number	0022981038
Date	Apr 20, 2022
Instrument	2298/1038

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	4.49%
Index	Other
Margin	2
Max Rate	8.95%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Nov 18, 2021
Property Address	1107 E RIVER RD, LOUISBURG, NC 27549
Document Number	0022791601
Book / Page	2279 / 1601
Map Reference	FILE 3 SL 93-E
Instrument Date	Nov 15, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 E RIVER RD, 1107, LOUISBURG, NC 27549-7354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 LAKESIDE DR, GARNER, NC 27529-4246
Investor	Possibly a Property Investor

Mortgage

Document Number	0022791604
Date	Nov 18, 2021
Instrument	2279/1604

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1107 E River Rd was $947.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00	$138,945 Land $31,115 Building $107,830	$138,945 Land $31,115 Building $107,830
2023	$810.00	$79,390 Land $11,100 Building $68,290	$79,390 Land $11,100 Building $68,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1107 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–1992)
Most Recent Claim	Aug 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 E River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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