1105 E River Rd, Louisburg, NC 27549 Property Records

Franklin County property record for 1105 E River Rd, Louisburg, NC 27549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,500 (Aug 2019)
Tax Bill	$820 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2814-97-5366`

Property Details

APN / Parcel Number

Primary APN	`2814-97-5366`
Alternative APNs	`I07 00 0403` `015423` `51393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Total Area
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1105 E RIVER RD
City	LOUISBURG
State	NC
Zip	27549-7354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO AR
Legal Subdivision	PRUITT LOT
Legal Lot Number	3
Jurisdiction	FRANKLIN NC
Township / Civil Division	LOUISBURG
Census Block Group	2
Census Block	2007
Census Tract	60301

Owner

Source: Franklin County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 E RIVER RD, LOUISBURG, NC 27549-7354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 1, 2019	Warranty Deed, Transfer FRANKLIN CNTY FULLER CNTR/HSNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	May 3, 1996 · Amount on Record
Deed Book / Page	2183 / 2141
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Recording Date	Jun 12, 2026
Property Address	1105 E RIVER RD, LOUISBURG, NC 27549-7354
Document Number	0010114475
Book / Page	2434 / 562
Instrument Date	Jun 11, 2026
Instrument	202610114475
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 E RIVER RD, LOUISBURG, NC 27549-7354

Mortgage

Document Number	0010114475,
Date	Jun 12, 2026
Book Page	2434/562
Instrument	202610114475

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 1, 2019
Property Address	1105 E RIVER RD, LOUISBURG, NC 27549-7354
Document Number	0021832141
Book / Page	002183 / 002141
Instrument Date	Jul 17, 2019
Instrument	10015286
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1105 E RIVER RD LOUISBURG NC 275497354, LOUISBURG, NC 27549-7354

Mortgage

Document Number	21832143
Date	Aug 1, 2019
Book Page	002183/002143
Instrument	10015287

Lender

Name	FRANKLIN CNTY FULLER CNTR/HSNG
Address	PO BOX 999, LOUISBURG, NC 27549-0999

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 31, 2024

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00 (+22.75%)	$118,005 (+86.63%) Land $31,115 Building $86,890	$118,005 (+86.63%) Land $31,115 Building $86,890
2023	$668.00	$63,230 Land $11,100 Building $52,130	$63,230 Land $11,100 Building $52,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–1992)
Most Recent Claim	Aug 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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