Winneshiek County property record for 1107 Division St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1964 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,274 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112118100600 |
| Primary APN | 112118100600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1107 DIVISION ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 4 & S 1' L 3 BLK 5 DAY & PAINES ADDN |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 21 |
| Legal Subdivision | DAY & PAINES ADD |
| Legal Block | 5 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 950300 |
1107 Division St is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1107 DIVISION ST, DECORAH, IA 52101-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 1107 DIVISION ST, DECORAH, IA 52101-2403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/1746 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 2021/1746 |
| Instrument | 2021 1746 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 18, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1107 Division St was $2,274 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,274.00 | $156,940 (-) Land $20,780 Building $136,160 | $156,940 (-) Land $20,780 Building $136,160 |
| 2025 | $2,274.00 (+5.47%) Homeowner's exemption | $156,940 Land $20,780 Building $136,160 | $156,940 Land $20,780 Building $136,160 |
| 2024 | $2,156.00 | ||
| 2023 | $138,430 (+15.36%) Land $20,780 Building $117,650 | $138,430 Land $20,780 Building $117,650 | |
| 2022 | $2,316.00 Homeowner's exemption | $120,000 Land $17,320 Building $102,680 | |
| 2021 | $120,000 Land $17,320 Building $102,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1107 Division St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1997–2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1107 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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