1104 Division St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1104 Division St, Decorah, IA 52101

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,326 sqft · built 1995
Lot Size	0.106 acres (4,613 sqft)
Owner	Individual Name on Record
Last Sale	$275,500 (Sep 2026)
Tax Bill	$4,244 (2026)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Sep 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112125801200`

Property Details

APN / Parcel Number

Primary APN	`112125801200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Basement Area	663 sqft
Unfinished Basement	663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,613 sqft (0.106 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1104 DIVISION ST
City	DECORAH
State	IA
Zip	52101-2404
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT C DIVISION ST CONDO IN LOTS 1, 2 & 3 BLK 10 PAINE & O'CONNOR'S ADDN
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	PAINE & OCONNORS ADDITION
Legal Block	10
Legal Lot Number	1-3
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4020
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 RIVER ST, DECORAH, IA 52101-2137
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Construction Loan · Construction Mortgage VIKING STATE BANK AND TRUST
Sep 13, 2017	Intrafamily Transfer, Transfer
Sep 13, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	20262234
Deed Book / Page	2026 / 2234
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	2017/2721
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 4, 2026
Property Address	1104 DIVISION ST, DECORAH, IA 52101-2404
Document Number	0000002234
Book / Page	2026 / 2234
Instrument Date	Sep 1, 2026
Instrument	20262234
Transaction Type	Construction Loan
Record Updated	Oct 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 RIVER ST, DECORAH, IA 52101-2137

Mortgage

Document Number	0000002264,
Date	Sep 4, 2026
Instrument	20262264

Lender

Name	VIKING STATE BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 1, 2027

Interest

Max Rate	-1%

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 13, 2017
Property Address	1104 DIVISION ST, DECORAH, IA 52101-2404
Document Number	2017/2722
Book / Page	2017 / 2722
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1104 DIVISION ST, DECORAH, IA 52101-2404

September 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 13, 2017
Property Address	1104 DIVISION ST, DECORAH, IA 52101-2404
Document Number	2017/2721
Book / Page	2017 / 2721
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 DIVISION ST, DECORAH, IA 52101-2404

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,244.00	$245,400 (-) Land $13,840 Building $231,560	$245,400 (-) Land $13,840 Building $231,560
2025	$4,244.00 (+4.74%)	$245,400 (+14.01%) Land $13,840 Building $231,560	$245,400 (+14.01%) Land $13,840 Building $231,560
2024	$4,052.00 (+4.49%)
2023		$215,240 (+15.68%) Land $13,840 Building $201,400	$215,240 (+15.68%) Land $13,840 Building $201,400
2022	$3,878.00	$186,070 Land $11,530 Building $174,540
2021			$186,070 Land $11,530 Building $174,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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