1107 Decker St, Unit E, El Cajon, CA 92019 Property Records

San Diego County property record for 1107 Decker St, Unit E, El Cajon, CA 92019

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,072 sqft · built 1985
Lot Size	1.7 acres (74,198 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jan 2020)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-380-31-34`

Property Details

APN / Parcel Number

Primary APN	`489-380-31-34`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	74,198 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1107 DECKER ST, E
City	EL CAJON
State	CA
Zip	92019-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 5G PER DOC83-369276&UND INT IN TR 010690
Legal Subdivision	CENTAUR VILLAS
Legal Tract	010690
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15704

Owner

1107 Decker St, Unit E is owned and occupied by two individuals who bought it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 DECKER ST, E, EL CAJON, CA 92019-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Grant Deed, Transfer · Conventional with PMI CABRILLO CU
Jan 20, 2017	Grant Deed, Transfer · VA Mortgage PURE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	Jan 20, 2017 · Amount on File
Deed Document Number	202042423
Prior Transfer Date	Jul 13, 2016
Prior Transfer Doc	0000378004
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2020
Property Address	1107 DECKER ST UNIT E, E, EL CAJON, CA 92019-2117
Document Number	0000042423
Instrument Date	Dec 16, 2019
Instrument	42423
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1107 DECKER ST #E EL CAJON CA 920192117, E, EL CAJON, CA 92019-2117

Mortgage

Document Number	42424
Date	Jan 27, 2020
Instrument	42424

Lender

Name	CABRILLO CU
Address	SAN DIEGO, CA 92131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2017
Property Address	1107 DECKER ST UNIT E, E, EL CAJON, CA 92019-2117
Document Number	0000032557
Map Reference	MAP10690
Instrument Date	Jan 5, 2017
Instrument	2017-0032557
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1107 DECKER ST UNIT E, E, EL CAJON, CA 92019-2117

Mortgage

Document Number	0000032558
Date	Jan 20, 2017
Instrument	2017-0032558

Lender

Name	PURE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Decker St, Unit E was $4,441 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$351,382 (+2%) Land $117,127 Building $234,255
2025	$4,441.00 Homeowner's exemption	$344,493 Land $114,831 Building $229,662
2023	$4,521.00 (+5.58%) Homeowner's exemption	$331,118 Land $110,373 Building $220,745
2022	$4,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1107 Decker St, Unit E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1107 Decker St, Unit E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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